Why You Need to Keep Using Your Credit Card After It’s Paid Off

Image via Pixa If you want to improve your credit score or get rid of credit card debt then you have probably learned the things you definitely shouldn’t pay for with a credit card, like mortgage payments, tuition, and really…

Credit card debt at a scary level – Things card companies won’t let you know

Image source: pixabay Recent reports suggest that American consumers have recently hit an indeed scary milestone. As per reports released by the Federal Reserve, they have the highest outstanding debt, mostly in the form of credit card debt as ever…

Your Flexible Friend: Why Having a Credit Card Can Actually Be a Good Thing

Credit cards, when used in the right way, can be a great way to manage your money. So if you’re not the best at money management, then it might be best to avoid them. But if you budget well then…

Tricks to choose the best travel credit card – Opportunities galore

  Credit cards are almost a ubiquitous part of the modern day society and people swipe them to pay for everything starting from groceries to card to gum sticks! America is a country that loves to use credit cards and…

Is Identity Theft Insurance a Scam?

People have become more and more aware about their personal data and information being breached and misused. Following these outrageous incidents about identity theft and bank accounts being stripped off that all of us hear from time to time, people…

Online Credit Card Processing FAQ

What takes places during an ordinary Internet credit card transaction? Here is the common credit card processing FAQ: Internet credit card transaction will always take place in two major phases, a charge and a settlement. First Phase In the first…

The Cost of a New Addition to the Family

Most people growing up dream of meeting their one true love, marrying, starting a family and living happily ever after. For some it happens and in later life they can sit back and think about the wonderful life they have…

How Credit Card Use Led to the Financial Crisis

The use of credit cards in the 21st century is a record high. According to this source, each individual has at least two credit cards at this time. It is also common for these cards to have credit limits that…

Getting a Business Loan for Your Small Business

Small businesses have been badly affected by the recent recession and are now being slowly shut out of getting a bank loan. They have lost several customers due to this and have also reduced the sales of their products. They…

5 Financial Sins that Can Lead to a Bad Credit Rating

You might have heard of the phrase ‘credit rating’ before, but you might not know exactly what it means. A credit rating is basically an evaluation of how well placed you are to pay back your loans. This may be…