Having bad credit can feel hopeless and like a burden you will have to carry for the rest of your life. But, while recovering from bad credit isn’t easy, it’s possible. In fact, many people have already done it. Below are three tips for improving bad credit. 1. Start Paying or Arrange Payment Plans The...
Did you know that there are people out there who fraud credit cards for a living? These cybercriminals are active not only in third-world countries but all over the world. Some of them collect hundreds of credit card numbers and sell them to attackers located offshore. So prepare yourself and be vigilant or you just...
As a tenant, you know how important it is to keep a clear criminal record and pay your rent on time. No landlord likes a tenant who does not pay on time or is involved in illegal activities like drug trafficking, larceny, aggravated assault, etc. Whatever your reason behind eviction was, you need to move...
Credit card debt in the UK today totals £72.6 billion – affecting the lives of all too many UK consumers. With the typical credit card interest rate being 18.5%, it’s perhaps unsurprising that the average household is caught in the grip of £2,668 worth of credit card debt. With more people seeking credit card debt...
One of the most important financial management resources that we use today is the debit card. Essentially plastic money, it allows us to buy goods and services both online and offline. The debit card is also known as a prepaid card. This is because it allows us to spend money that is already loaded into...
A few key factors tend to influence your borrowing capacity under all circumstances. But there is actually a single important factor that helps in determining whether you can own a home or not. Gaining a fair idea of how much you can borrow is of great help when you’re considering multiple properties simultaneously. Once you...
Image source pixabay If you have bad credit, then you may think that a loan is out of your reach. However, it is possible to get a loan without having a good credit score. There are many lending options that you have. Home Equity Line of Credit If you are a homeowner and your home...
Have you applied for car finance recently but did not get approved because of bad credit? There are numerous factors that can affect your application for loans or a new line of credit, and among these factors, your credit standing plays a crucial role. You may feel that you have met all the other requirements...
Driving a car is an everyday need for many people, especially for those who live in a city where transportation is not reliable or cannot allow them to be on time for their commitments. Unfortunately, buying a car is probably the most expensive purchase you will make, other than a house, which is why many...
Image via Pixa If you want to improve your credit score or get rid of credit card debt then you have probably learned the things you definitely shouldn’t pay for with a credit card, like mortgage payments, tuition, and really any sum longer than three digits. You have probably also learned that getting rid of...