When you buy your first home, you might be surprised to hear about all of the extra costs that are associated with your large purchase. Not only will there be closing costs, but you will also have to purchase a homeowner’s insurance policy. In the majority of cases, homeowner’s insurance is not an optional extra;...
Are you worried that a natural calamity like a hurricane or tornado could destroy the rental house you are staying in? This is certainly a valid cause for concern. But thankfully, should a natural calamity occur, your landlord’s property insurance will take care of any structural damages. There is a catch though. Who will pay...
Many homeowners consider home insurance as a necessary evil and it is true that they can feel like that but only until you require insuring your home. When the need arises, the insurance can be like a life savior and you will feel glad and lucky to have had insurance during an unfortunate event. Home...
Just as important as starting your business is protecting your business. Many strong small businesses struggle to survive was the reason had nothing to do with the product or service offered. Not being protected by a commercial insurance policy unique to your enterprise is a critical mistake any business can ill afford to make. There...
Home insurance is a product offered by almost all property and casualty insurance companies in the country. Home insurance policies provide a wide range of coverage to protect a home against all sorts of damages and losses caused by a natural disaster, theft, or anything else. Unlike an auto insurance policy, buying a home insurance...
There are different types of mortgage insurance available in the market and private mortgage insurance (PMI) is one of the most common types of mortgage insurance that people often complain about. Private mortgage insurance often requires the homeowners to pay a heavy premium, but even then it doesn’t provide the required coverage that most homeowners...
Buying your first house is a step that many of us look forward to for years. That moment when you have the keys in your hand to your own home is considered one of the best moments in life. It’s important however that when you are looking for your dream home, and when you’ve found...
Most people who work in the United States plan to retire when they reach the appropriate age. They have savings accounts and plan to relax living out their dreams once work is no longer on the agenda, but many forget to account for insurance. Some of the policies most carry while they work may not...
Most people would agree that a home is one of the most important purchases an individual will make in his or her lifetime, and for this reason, it is essential that the homeowner obtain suitable insurance for the property. Saving money on home insurance is not as difficult as one may think, and the following...
As much as we hate to, paying for insurance is one of the necessary evils in life. Yes, it means the insurance companies are filthy rich – especially those with superior legal teams who know every loophole in the book and therefore avoid payouts at all costs, but without them, many people would have no...