When you buy your first home, you might be surprised to hear about all of the extra costs that are associated with your large purchase. Not only will there be closing costs, but you will also have to purchase a homeowner’s insurance policy. In the majority of cases, homeowner’s insurance is not an optional extra;...
Cut Costs on Your Medicine There are several ways you can save money on medicines. You can take generic medications that are cheaper than branded ones, saving a significant percentage of the medication’s cost. A generic drug has the same active ingredients, but the prices are typically far lower than the original brand-name medicine. Ask...
Are you afraid that you might run over a bystander or injure someone in a car accident? Ask any auto or homeowner and they will tell you how important it is to purchase additional coverage known as Liability Insurance and add it to your standard auto and home insurance policy. There is always a chance...
According to the National Weather Service, in the year 2019, 93 people have died in the United States due to flooding. Storms and hurricanes have become very common, in the southeastern portion of the US, making flood insurance imperative for your home. Especially those in Texas, Lousiana, Missouri, Oklahoma, and Missippi, as they have had...
Wondering which credit card provides the best travel insurance? Before getting into credit cards with travel insurance, I want to briefly explain why you need travel insurance. Travel insurance is a must when traveling abroad. You don’t know when your flight will get canceled or postponed, and you don’t want to lose your hard-earned money...
Are you self-employed? Are you wondering whether your home content insurance policy covers the losses you suffer in your home-based business? To answer your question: A home content insurance policy will not cover equipment that you use for your business. For instance, if you are a freelance photographer, the expensive cameras and pieces of equipment...
Are you worried that a natural calamity like a hurricane or tornado could destroy the rental house you are staying in? This is certainly a valid cause for concern. But thankfully, should a natural calamity occur, your landlord’s property insurance will take care of any structural damages. There is a catch though. Who will pay...
Most new business owners make the mistake of getting the least expensive business insurance they can find online. While a high premium cost doesn’t make sense for budding businesses, getting insurance that provides little to no protection is also not a smart move. To avoid overpaying for insurance you don’t need, the following are 6...
Buying car insurance is one of those tasks in life which is necessary, yet so incredibly dull that many of us wish we could simply not bother. The following guide will help to take some of the stings out of it by preparing you for the kind of considerations that go into determining the terms...
Having the best employees is the key to business success. Without a good team to handle the day-to-day running of the company, you’re never going to get anywhere. That’s why it’s important to attract the best talent and keep them at the company by treating them right and offering them good benefits and incentives. Good...