ISA

Common Questions About IF-ISAs

Innovative Finance ISAs are investments that give consumers the opportunity to earn tax-free returns through a Peer to Peer lending platform. IF-ISAs are among the newer types of ISA, having first been introduced to the public in 2016.  We asked…

financial goal

Are Hidden Fees Costing You Your Financial Goals?

Have you ever gotten a bill and found you were charged more than you expected to be? Most Americans have had this experience. Vague charges labeled as “service fees” or “other” leave you not only responsible for sending over more…

finances

7 Little Changes That’ll Make a Big Difference with Your Finances

It is understood to see changes in your financial situation after taking major steps like investing in a 401k or buying high-risk and high-reward stocks. Most people forget to do the simple things. To better your finances, sometimes, you also…

money

What is a Trustee?

A trustee is an institution or person (like a bank or trust company) placed in charge of managing the property and other assets placed in a trust for the benefit of someone else (known as the beneficiary). Trustees have the fiduciary…

personal finance

How Mindfulness Can Help You With Your Personal Finances

When most people hear the word “mindfulness”, they think of a person meditating in the lotus position while burning incense. However, the truth is that mindfulness doesn’t require chanting, patchouli, or yoga.  Mindfulness is something you can easily incorporate into…

gen z

What Gen Z Can Teach Us About Finances

“Wisdom comes with age,” we’re told. But if you’re an adult who’s raised members of the youngest generation to hit the workforce?the Generation Z cohort, or the iGens?there’s some good news. There are also insights the older ones can glean…

mutual fund

Are Mutual Fund Reported numbers net of Fees?

“Operating expenses” is what the answer to this really depends on. In order to clear this ambiguity, let us assume a cinematic metaphor. The cost related to a mutual fund is similar to the cost associated with visiting a movie…

market

Market Milestones as the Bull Market turns 10

March 9, 2019 was a mark of the 10-year anniversary of the longest considered bull market in our history. March 9, 2009 was the post-crisis low to start it. In early 2009, the S&P 500 had a closing price of…

finance

Financial Terms You Must Know

In the field of business and marketing, there are so many people who are quite good at entrepreneurship in general. A majority of them have some or the other kind of built in skills lie communication skills, sales another factors.…

Understanding Asset Allocation and Diversification in Your Investment Portfolio

Any good investor needs to understand the risks of putting “all their eggs in one basket” and not adequately allocating assets among various investment possibilities. When it comes to investing, a sure thing is rare or even non-existent. For this…