Cut Costs on Your Medicine There are several ways you can save money on medicines. You can take generic medications that are cheaper than branded ones, saving a significant percentage of the medication’s cost. A generic drug has the same active ingredients, but the prices are typically far lower than the original brand-name medicine. Ask...
Image via https://pixabay.com/en/family-bless-you-hands-security-2073604/ The filing process of the 2018 health insurance premium rate is underway. This is an issue that will outline the factors which underlie the setting of premium rates and highlights the main driving factors behind the reasons that the 2018 health insurance premiums are going to be different from that of the previous...
According to the International Monetary Fund, Brazil’s economy took a hit by 3.8% in 2015, and thanks to the recent outbreak of the Zika virus (affecting more than 1.5 million people in the country so far), the country is in all likelihood to face another setback by shrinking further by 3.5%. How has Zika Affected...
As an employer, you are legally responsible for the health and safety of your employees. When your employee numbers run into the thousands, this means that your health and safety policies must be as robust as possible. In 2010/11, workplace injury and ill health (not including cancer) cost society an estimated £13.8 billion. Around £5.7...
In very simple terms, medical negligence is the maltreatment of a patient by a healthcare provider, doctor, or medical practitioner. The word ‘maltreatment’ covers a very broad spectrum, so we will try to explain it in the context of medical negligence. Maltreatment occurs when the standard of medical care provided to the patient falls below...
New research conducted by Sainsbury’s Life Insurance has revealed that there has been a significant increase in the households that are comprised of unmarried couples, same-sex couples, and single-parent families. Nuclear Families More Likely to Take Out Cover Sainsbury’s Life Insurance analysis or Government data has revealed that in the last 10 years, there has...
Protecting your future can encompass many strategies and avenues, some of them conflicting. Yet it remains undisputed that a blueprint of some kind is required to achieve our goals. In the case of planning for the unknown, two insurance instruments stand out as deserving scrutiny. Planning how you or your family will weather the loss...
Most people who work in the United States plan to retire when they reach the appropriate age. They have savings accounts and plan to relax living out their dreams once work is no longer on the agenda, but many forget to account for insurance. Some of the policies most carry while they work may not...
Most people who have traditional health insurance feel good about the coverage their policies provide. Unfortunately, many of these policyholders fail to realize that if they were to fall critically ill their policies may not be there for them when they need coverage the most. Traditional health insurance policies usually have a payment amount cutoff...
Will I have a long retirement? Should I live longer than average? Will I have enough money to support myself in retirement? Am I saving enough for retirement? These questions are key when you’re deciding how much money to save for retirement to live comfortably and have enough money for your entire lifespan. Obviously, no...