Have you applied for car finance recently but did not get approved because of bad credit? There are numerous factors that can affect your application for loans or a new line of credit, and among these factors, your credit standing plays a crucial role. You may feel that you have met all the other requirements...
Post
Does Your Credit Score Affect You in Dating?
Image via pixabay How many of you would ever attach your credit score to your online dating profile? Probably not many of you. But, your credit score might play an even bigger role in shaping romantic relationships than you think. When you talk about your credit score, it is less about the actual amount of...
Post
Simple Ways To Build Up Your Credit
Bad credit can indeed be harmful to your finances. After all, if suppliers see on your record that you have bad credit, it’s unlikely you will be able to apply for loans. And it can harm your chances of getting a mortgage in the future. But there is also another credit that isn’t so good,...
Post
Credit Scores: What Hurts Them?
Have you ever tried to get something on credit but got “declined” for it? If so, it probably meant that you had a low credit score. In a nutshell, credit scores are what companies use to decide whether someone has a low enough risk to offer finance. Scores get calculated on numerous factors, primarily a...
Post
Tricks For Students to Build Good Credit Score – It’s Time Students Become Responsible
One of the most interesting parts of growing up is being able to taste financial freedom but learning how to use your finances can be challenging. It is a prerequisite among students to build good credit as in the future this helps you qualify for loans at a reasonable interest rate, auto insurance with reduced...
Post
Track Your Credit Score Effortlessly So You Can Borrow Money!
Too many people are unaware of their own Credit Score and misunderstand fully why we have them. Your credit score can have both vast rewards and exponential pitfalls, which effect an adult in almost every aspect of their lives. Taking an interest in what your Credit Score looks like and what affects it, will make...
Post
4 Things to Know When Taking Out a Loan for Your Small Business
Small businesses often need external financing to help them make large purchases or get through slower business periods when cash flow is low. A small business loan is one way that business owners can address their short and long-term financing needs. Before you start the process of taking out a loan for your small business,...
Post
When is the Best Time to View Credit Reports?
There are a lot of common myths when it comes to credit scores and obtaining credit reports. Some of these myths include, ‘checking your credit report will lower your credit scores,’ and ‘viewing credit reports is expensive and unnecessary.’ These myths, of course, have since been discovered as untrue, and more and more people are...
Post
The Three Steps to Fixing Your Credit
There are a couple of things that you need to know about having less than perfect credit. The first is that there are more people out there whose credit profiles are not nearly as awesome as they’d like them to be—so there is no reason to feel embarrassed about your score or situation. The second is...
Post
Your Credit Scores: How Much Do You Know About Them?
How often have you heard the term “credit score”? Perhaps— many times. Yes, you know that it will be one of the key factors considered by lenders when you are looking for loans of any kind—be it cars, mortgage, home improvement, or anything. However, are you exactly aware of the regulations behind them? Are you...
- 1
- 2