No one has ever woken up one day to find themselves drowning in a sea of debt overnight. It just doesn’t work that way. Being in debt or having a debt problem is always a result of making a series of bad financial decisions. Here, I have listed a few early warning signs for someone...
Over the last decade, the most popular route to purchasing a car has been to finance it, whether through, hire purchase, personal contract purchase, or lease purchase. In the UK, over 90% of new cars are bought with this type of product. The benefits of purchasing a car with finance include having agreed upon monthly...
Debt collectors are a relentless bunch, they call at ungodly hours and oftentimes ruin your day. But they actually work within parameters set by the law. So if you’ve been pursued by one, there are some steps you can take to make your experience a bit easier. Here are 4 ways to deal with debt...
A loan against property is exactly what the name implies: a loan given or disbursed against the mortgage of property. The loan is given as a certain percentage of the property’s market value. However, loans against property are where you collect the money from the bank by mortgaging your property. Your property acts as a...
Congratulations! Your small business is showing promising growth and room for expansion. Unfortunately, you have found that you lack the necessary funding to propel your business forward. Well, a business loan may be what you were looking for. Before deciding on applying for one, though, you need to determine whether or not you can afford...
Sometimes when you’re swimming in debt, taking control of your circumstances once and for all seems like an unbearable burden. You have most likely considered a few different paths you could take to pay off your debt, but decision paralysis is a real thing, my friends. Just remember, you’re not alone. Credit card debt in...
In case you need money on the spot and you cannot simply find cash anywhere, you might think of getting a personal loan. These are one of the most widely chosen options and most people do not hesitate to get involved with an online lender or a bank in order for their money to enter...
Image source Pixabay As per a recent report, women are carrying around 2/3rds of the outstanding student loan debt in the nation. This alarming statistic has been given by a new report offered by the American Association of University Women which is an education advocacy group. These statistics are further backed up by the fact...
Image source pixabay If you have bad credit, then you may think that a loan is out of your reach. However, it is possible to get a loan without having a good credit score. There are many lending options that you have. Home Equity Line of Credit If you are a homeowner and your home...
Image source Pixabay Research has found that the single best predictor of tors of whether or not students are able to repay their student loans is college completion. Although there are several factors that influence the education loan repayment rates, whether or not a student leaves with some sort of credential seems to be the...