If you are a professional and are looking at insurance for your business, you may be confused by the different types of insurance available. If you have other people working for you, employees, or volunteers, you are required by law to have employers’ liability insurance. This covers any accidents or injuries that occur to employees...
For years, insurance companies have offered long-term care policies to consumers that provide various benefits for nursing home expenses, as well as coverage for care that can be received in an assisted care facility, at home, and from a variety of other sources. Typically, though, these benefits have been provided via a stand-alone long-term care...
We are so bogged down with problems cornering us in every aspect of our busy daily lives that we hope not to add more to that. After deciding to get ourselves insurance that will secure our future to a certain extent we get into a dilemma of choosing the right insurance policy for us. If...
People have become more and more aware of their personal data and information being breached and misused. Following these outrageous incidents about identity theft and bank accounts being stripped off that all of us hear from time to time, people have started to resort to any protection means available. It is all very common, and...
The energy industry is incredibly competitive. There is little room for start-ups and fledgling enterprises, and this means that those venturing into the arena with the market giants must be prepared for every eventuality. Supplying energy to consumers generally involves three key facets: producing energy, transporting gas and electricity, and marketing it to consumers. This...
As your insurance is likely to be one of the biggest expenses incurred when you own a van? it makes sense to try and cut the cost down however you can. This is particularly important when it is used in conjunction with your business as the costs can easily mount and eat into your profits....
Amongst a wide variety of complicated and confusing financial topics, you also have Travel insurance. This article will throw some light on how travel insurance works so that you consider a few things before being registered with an insurer. Once you’re aware of the travel insurance details, you’ll know how to keep yourself from issues...
When you apply for an insurance policy, the life insurance company has to go through the process called underwriting. In this process, a trained professional will review your personal, family, and medical history. This review will determine if you will qualify for their life insurance. This will also determine how low the insurance rate will...
Whether you purchased life insurance in your youth or well after getting married and having children, certain life changes can happen that will require you to make adjustments to your policy. It’s recommended that you make the needed changes to either provide more coverage for new assets and people in your life or to downgrade...
Whether you’re a landlord operating in one of the property market hotspots, or you’re a little bit of a novice landlord who’s just getting their feet wet in the waters of property rental, it’s now more important than ever to take out landlord insurance. This is because the number of people becoming landlords is increasing....