Budgeting

How Making More Money Can Drive You Into Debt, and How to Avoid It

You’ve probably heard the stories of those folks who have made vast sums of money and find that with every pay raise and with every pay check their costs increase, their savings diminish and their debt mounts. It seems counter-intuitive, doesn’t it? Why should making more money actually cause a financial burden? One of the […]


Why Buying a New Build House will Save You Money

Why Buying a New Build House will Save You Money

When you are looking at new homes, there are a lot of decisions need to be made. Maybe you are expanding your family and need a home that fits your needs, or perhaps you are getting to an age where a simpler home is what you desire. Regardless of the reason, choosing a new home […]


The Endowment effect a really difficult challenge

Biases distort our view of the world and lead us to make wrong investment decisions. When written down in a simple way we can laugh at the simplicity and boast that we would never be taken in. But it will happen to you time and again. Let me illustrate with two stories, one personal and […]


Why you need to be aware of mental biases

Why you need to be aware of mental biases

We all have biases which restrict the way we manage and profit from our savings. The ways we think and the mistakes we make are studied by behavioural scientists and it is important to be aware of these challenges when we are making investment decisions. The first bias we need to address is the tendency […]


How to get the stock market right 6 months in a row

Imagine receiving a letter at the start of the month predicting that the stock market will rise. Just another cold sell so you bin it and probably won’t recall it when the market does indeed rise. Then the next month a similar letter is received but this time it says the market will fall. This […]


How can we believe that U.S recovery is not too slow?

How can we believe that U.S recovery is not too slow?

It is not wrong to say that the US economy is not growing at the rate that the central bank wants it to after the recession and the financial crisis. As per reports and statistics available, it will be not wrong to say that the US economy is recovery at a much better rate than […]


Voucher codes have revolutionized the way we shop online

Everyone is looking to get a discount these days, once you’ve used a voucher code to save money on your online shopping you’ll want to do it again and again. But do you know everything there is to know about them? Maybe not. Here are 10 things you didn’t know about voucher codes. 1. The […]


Pay Off Your Debt In 5 Easy Steps

You can pay off your debt in 5 easy steps. You might be reading that thinking that it cannot possibly be true, considering how much debt you are carrying. Before you resign yourself to paying high interest rates and making minimum payments for the rest of your life you should at least give this plan […]


Make sure your possessions are covered against theft and damage.

Make sure your possessions are covered against theft and damage.

You arrive at your new student accommodation, excited about the prospect of living away from home for the first time. Your new housemates are great, your new place is right at the heart of student life and there is a massive buzz about the place. Everything is starting off so perfect, so let’s keep it […]


Sharing knowledge on Personal Finance Tips

Sharing knowledge on Personal Finance Tips

With commodity prices and fuel prices always on the rise, it is very important for one to manage his finance efficiently. Although there are plenty of books on this vital topic, the basics to holding a good financial status at all times remains the same. A few important tips that will ensure your financial security […]


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