If you are pretty aware of the Indian Budget 2018, you will know that it was one of giving and take. However, keeping the taxpayer in the forefront, it was more of ‘take’ than ‘give’. On one side, Arun Jaitley brought into effect the standard deduction once again and offered few new reasons to cheer...
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Unbalanced Books: Introducing Order and Control to Your Personal Finances
When was the last time you made a concentrated effort to get your personal finances in order? It’s something that shouldn’t be too hard to do, but many people struggle with it because they bury their heads in the sand. Don’t fall into that trap. Now is the perfect time to introduce some order and...
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Keeping Your Budget is Easy if You Change Your Life Instead
If you have a budget that just won’t work, something’s got to give. Many people change the budget in this situation. But I’m going to suggest the novel idea that instead of reworking the budget, you rework your life instead. This will be harder for some readers than others, as professional and family connections make...
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Understanding Loans: Working Out How Much to Borrow
There are many types of loans available to those in need, and they’re available from many different types of lenders, such as banks, building societies, and even private companies like Nemo Personal Finance, remember that a Nemo Loan is secured on your home so always make sure you can afford the repayments. People tend to...
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How to Start Saving for Your Child’s College Education
Saving money for one’s financial future is not always an easy task. When it comes to putting away funds for children to go to college, it is important to know that options are available to ensure that they have the best chances to succeed. Knowing the right tools can be vital, as making mistakes can...
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Four Naughty Credit Cards Spending Habits You Need To Fix
It is common knowledge that Santa Claus is making a list and checking it twice, that he’s gonna find out who’s naughty and nice. But that’s just for kids. Adults get into all sorts of mischief without the benefit of a jolly old elf to check in on them. Perhaps the biggest mischief adults get...
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A Simple Guide To Wealth Management
Managing your wealth can in fact be pretty difficult. So many people view the rich people of the world with disdain but maintain wealth is something that is a skill in itself. There are so many ways you can go about it if you have the initial capital but very few people actually know what...
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Popular Financial Myths Debunked
The Financial Educators Council reports that the majority of educators in the United States have no formal financial training or financial education and would not be comfortable teaching a financial literacy course to students. Most people don’t learn a lot of facts about money or their finances, which can make it really difficult to make...
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The Single Parent Financial Safety Net
At the risk of recounting anxieties here that are no doubt familiar to pretty much, anyone, reading this: times are tough at the moment. Being a single parent isn’t exactly a walk in the park at the best of times, but the state of the economy has further complicated the prospect of parenting without a...
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Top 5 Ways To Save Money
Saving money is something we’ve all needed to become better at doing in recent years. However, most people would probably admit that they could do more. With this in mind, we’ve taken a look at the top five ways you can save money, with some included that could even help you to make extra money...