When we’re younger, it feels like we can put off saving for later. We have all of the time in the world to make up for any youthful financial mistakes we might make in our late teens and even mid-late twenties. It’s easy to fall into the trap of feeling financially invincible. This is why...
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Mind Games: When Saving and Investment Aren’t a No-Brainer
Saving and investments will help prepare you for retirement. This should be a no-brainer, but more than half of Americans have no investments when it comes time to retire. What gives? Clearly, there’s a disconnect between the smart thing to do and what actually gets done. Researchers at Prudential think that the problem lies in...
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The Single Parent Financial Safety Net
At the risk of recounting anxieties here that are no doubt familiar to pretty much, anyone, reading this: times are tough at the moment. Being a single parent isn’t exactly a walk in the park at the best of times, but the state of the economy has further complicated the prospect of parenting without a...
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How Should You Budget For Christmas?
Christmas is a time to enjoy the company of your loved ones and slow down a bit before the start of the New Year. But it can also be quite a stressful time when it comes to money. A lot of people end up spending quite a lot of money during this holiday season and...
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3 of the Smartest Ways to Produce Funds for Your Business
You might have several ideas for how to start up a small business, but what if you don’t have enough money to fund that business? You just shouldn’t simply abandon your entrepreneurial dreams because of a lack of cash. There are several financial alternatives to help you reach your dreams. From different types of low-interest...
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A Brief Guide to Child Trust Funds
Child trust funds were introduced in April 2005 in a bid to encourage parents to start saving for their child’s future from an early age. The government made an initial contribution, which was set at £250 per child when the scheme started, and also pledged a top-up when the child turned seven. In May 2010...
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End of Tax Year
The end of the tax year is fast approaching and as everyone rushes to maximize their tax-free savings first direct has compiled some tips to help negotiate the tricky waters. Get a grip on your finances – work out how much you have in savings, what rate of interest you’re receiving, and whether you’re taking...
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The Cost Of Living The Celeb Life
Everyone has their own vice, but when you’re a celebrity, they are usually more expensive…and everyone seems to have an opinion about it! Some people, while judging celebrities’ expensive lifestyles think it’s absurd and pure ostentation, but until what point is it really? Put yourself in their places and reflect, if you were a celebrity...
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What is a bond? Where Can I find the Best Rates?
With the proper savings plan or with a fortunate monetary windfall, many people are ready to start out investing. Nevertheless, in the event you didn’t take any economics courses in high school or school, you will not be familiar with the basics. Having seen the morning news for years, you’re most likely acquainted with phrases...
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6 Financial Emergencies and How to Deal With Them
Financial emergencies can strike anyone at any time. The best way to protect yourself is to have a sizable savings account, but this isn’t always possible. Here are some smart ways to handle sticky financial situations when you’re short of cash. Visits to the Emergency Room Image via Flickr by Rosser321 In 2009, the...