Using Your Savings

I’ve recently read loads of personal finance stories that deal with how to save money, but I haven’t seen many that state what you can actually do when you’ve reached your savings goal. Everyone’s savings goals are different, some people…

The Importance of Savings

Putting some money aside for savings is a really important and smart idea. It’s so easy to get caught up in our everyday lives sometimes it’s everything we can do just to keep on top of our regular finances, such…

Steps to help you make, and keep a budget

Budgeting isn’t fun, and the very idea of it has discouraged most of us from even trying. However, having and following a budget is essential for our future, and easy when you know how to do it. Savings offer both…

biases

Why you need to be aware of mental biases

We all have biases which restrict the way we manage and profit from our savings. The ways we think and the mistakes we make are studied by behavioural scientists and it is important to be aware of these challenges when…