Christmas is a time to enjoy the company of your loved ones and slow down a bit before the start of the New Year. But it can also be quite a stressful time when it comes to money. A lot of people end up spending quite a lot of money during this holiday season and...
Tag: personal finance
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Save Money & Plan Ahead With Budget Software
More and more families are needing to stretch their monthly budgets just a bit farther. It certainly isn’t easy, but it can be done. One thing that can be quite helpful is using budgeting software. Some discover what money management expert Richard Bach has called “the latte factor,” small expenses that regularly drain your finances....
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Easy Financial Plans For Newly Weds
If you are about to get married then your elders might have sat you down and started advising you on effective money management tips. You might not be too interested in listening to the “drab” financial advice a few days before marriage but it is important. You have got to handle both your pre-wedding jitters...
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5 Things To Do Today If You’re Drowning In Debt
It wasn’t so long ago that I was living paycheck to paycheck. In fact, worse, with my income I was struggling to just keep up with my minimum debt repayments each month. The slightest issue could (and sometimes did) derail the whole carefully managed situation. Now, though, things are much different. I’m virtually debt-free and...
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How To Make Achieving Financial Goals Easier And Faster
When Warren Buffett was younger he asked himself, “Do I really want to spend $300,000 for this haircut?” Why $300,000? Because he knew how powerful compound interest would be with his ability to invest. It can be argued nothing will have a greater impact on your quality of life than achieving long-term financial goals. Financial...
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10 Easy Ways To Save Money
When times are hard there are two ways to ease the burden. You can bring in more money or find ways to save money. Creating additional income can be difficult, but saving money is quick and easy. There are many small changes you can make that will have a huge impact on how much money...
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Teach Your Kids To Be Personal Finance Experts
One of the most important roles parents play in their kids’ lives is preparing them for adulthood, and that means all aspects of adulthood, and that includes personal finance. Unfortunately, it’s not something that all parents do. Not because they’re bad parents but because it just doesn’t occur to them. Of all the lessons we...
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The Cost Of Living The Celeb Life
Everyone has their own vice, but when you’re a celebrity, they are usually more expensive…and everyone seems to have an opinion about it! Some people, while judging celebrities’ expensive lifestyles think it’s absurd and pure ostentation, but until what point is it really? Put yourself in their places and reflect, if you were a celebrity...
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5 Financial Expenses To Get Rid Of Today
It is difficult for everyday people to stick to a strict budget with rising and inconsistent interest rates, increase in consumer product prices, and many general temptations available in the market. These fluctuations encourage people to take out excess loans and increase credit card limits to simply be able to live comfortably in society. There...
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5 Personal Finance Mistakes Most People Make
Financial mistakes are so common, even the experts have admitted to making some of the most common financial mistakes themselves. Instead of attempting to be mistake-free, many people opt on limiting mistakes and eliminating the most common mistakes they make. There are five mistakes that almost everyone, be them a novice starting their financial lives...