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How many of you would ever attach your credit score to your online dating profile? Probably not many of you. But, your credit score might play an even bigger role in shaping romantic relationships than you think. When you talk about your credit score, it is less about the actual amount of money a person has and more about their specific attitude towards money and the responsibility they take for their debt.

In days gone by, people got married very young and they never spoke about their finances with each other. But today, pretty much everyone has a closet full of financial skeletons and money is more important than ever in the field of dating.

Several studies have been done to say that people’s mentality when it comes to finances has drastically changed. 40% of adults claim that a person’s credit score would have an impact on their interest in said person. In fact, this figure includes 48% of the college graduates and 50% of the people with an annual income of $75,000 or even more than that. As per research by Federal Reserve, people with the best credit scores are more likely to be in committed relationships. They also found that the larger the discrepancy between credit scores, the more likely it is that the relationship will end.

If you have a low credit score, there are many ways in which you can improve your score. Doing so will help you to not be seen as a risky lender when you approach a lending institution for a loan or an insurance policy. You might have been struggling with your medical bills and that could have spoilt your credit score. Whichever reason it may be, you should avoid hurting your romantic relationship with your spouse.

Nevertheless, a better way in which you could determine the financial compatibility is by discussing investing, saving, giving, and sharing. As people believe that talking about your personal finances and your balance sheets are important, you should definitely give it a try to keep your love relationship going well.

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