Jan 9 2018
Image via pixabay How many would ever attack their credit score to their online profiles that they create for dating? Not many but little do they know that their credit score might play an even bigger role in shaping romantic relations. When you talk of a credit score, you actually don’t just ascertain the amount […]
Sep 27 2016
One of the most interesting parts of growing up is being able to taste financial freedom but learning how to use your finances can be challenging. It is a prerequisite among students to build a good credit as in future this helps you qualify for loans at a reasonable interest rate, auto insurance with reduced […]
May 6 2014
Credit issues can impact just about every aspect of your life. Why? If you do not have a good credit score, it is harder to qualify for mortgage loans, auto loans and other types of financing. In addition, a bad credit score can result in higher insurance premiums, and you may not be able to […]
Mar 28 2014
It’s easy to vilify credit cards as a means of racking up huge amounts of debt. Whilst it’s definitely true that UK consumers are often heavily indebted to their cards, they can still be useful tools to protect your finances and manage cash flow: They Protect Your Cash Fraudulent transactions and identity theft are rampant […]
Jan 20 2014
Today let’s focus on the best ways to increase your credit score. Without wasting time lets jump right into it. 1. Improve the “Utilization Rate” on your Credit Cards and Unsecured Loans. Then continue to use your credit cards, pay them off in full each month and consistently increase your credit limits. Your credit score will […]
Dec 16 2013
Like income taxes and 401Ks, credit scores can be mysteriously difficult to understand. With the overwhelming majority of the population being affected by them, one would hope there would be a simple method for individuals and families to calculate their own scores. Of course, the same could be said for taxes and retirement plans, but […]
Feb 25 2013
There’s a new buzzword around town. And that buzzword is “mortgage credit report.” And it’s definitely in your best interest to pay attention to this new buzzword. Because if you ever hope to buy a home it is vital to know how important these mortgage credit reports truly are. Mortgage credit reports explained So let’s […]
Oct 8 2012
Suffering from a Low Credit Score? Are you one of those people who can’t seem to track where their credit score is headed? If that really is the case then you may just be heading towards paving the way towards a financial disaster. In my four-and-a-half years of working as a financial expert, I cannot […]