Accurate cash forecasting is a powerful tool for businesses. If you can predict how much money you will have on hand in the future, you can better plan new projects and make budgets. Follow these steps to develop a plan for accurate cash forecasts. Begin by defining why you need cash forecasting and what questions...
The Great Financial Debate: How Can Friends and Family Help Your Plight?
Ah, money troubles; arguably one of the few lifestyle factors that bind us all, regardless of social background or status. While the troubles in question may be relative and unique to each individual, we all experience situations where we struggle to balance saving with the cost of everyday living. The latter point is particularly concerning,...
How to Redesign a Movie Auditorium on a Budget
Redesigning a movie auditorium is a really exciting project and one that could potentially be used to make a profit. Whether you’ve purchased a movie auditorium for personal use or have dreams of setting up your own independent cinema that will be open to the public, making sure that your auditorium is comfortable and set...
Keeping Your Business Finances in Check
Whether you’re just starting or you’ve been running your business for years, keeping your finances in check is absolutely vital. As your business grows, it stretches past its current capabilities – monetary or otherwise – so you’ll need to be able to adapt and grow your financial plan accordingly. You’ll also likely be investing back...
How You And Your Family Can Meet Your Short-Term Goals
According to the U.S. Census Bureau, as of 2011, 69 percent of U.S. households were in debt. That is a lot of bills that need to be paid. Combine that with the increase of the cost of living over the past 15 years, and many American families are forced to look for short-term financing to...
Know These Fund Facts Before You Invest
If you are thinking about investing some money in mutual funds, it’s important to understand some basic fund facts first. Learning about the various types of funds that you will come across in your search for the right ones for you. Some pay varying degrees of commission, low expense or high expense funds, those that...
Why Use An Investment Adviser For Your Portfolio?
While a financial adviser will advise on all aspects of personal finances, those that are specifically looking for guidance on their investment portfolio should consider using a specialist investment adviser. Whether you are looking to invest regularly or have a sum of money that you want to keep safe, whether you are investing for your...
The Fastest Places to Get Loans
Sometimes you need money fast. Unfortunately, the bank is not a place to get a loan. They require long credit checks and an application process with so many boxes it can make your head spin. You need an alternative to meet your urgent monetary needs. There are places where you can get quick loans, however....
Should I use Quickbooks or Xero to Manage My Small Business?
As your small business grows and its financials become more complicated, you’ll need a comprehensive piece of accounting software. There are several business apps that can do everything from managing invoices, to tracking time, but it’s QuickBooks and Xero that can do it all and more. Forever, it seems, QuickBooks has been the logical solution....
Bad Credit: How it Can Influence Your Loan Application
You probably know how it works: you’ve done your best to pay all the bills. But an unplanned expense throws you off your best budgeting. You stretch out a bill and then WHAM – you have a bad credit record because you didn’t get the cash to make a payment in time. Bad credit can impact you in many...
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