When your budget leaves you with little room for extra treats, it can be difficult to find ways to enjoy yourself without spending a fortune. By getting creative this summer and making the most of the free or more affordable opportunities which are all around, you will be able to enjoy a long summer of...
It’s easy to spend more on holiday than you intended to. We jet off with the best intentions of sticking to a strict daily budget, only to spend a fortune before leaving the airport, returning home to a devastating bank balance. Some might say that it’s all part of the holiday experience and it’s true...
Household bills continue to be a major drain on family finances. While people cannot avoid them completely, some things can be done to cut expenses and make them more manageable. Clean up your finances Cleaning products can make an expensive dent in your supermarket bills. The various sprays, scrubs, and wipes that you can buy...
Warren Buffet has the mentality of a long-distance runner. He knows he will outperform others because he has more endurance. While others worry about short-term gains, he is thinking about the finish line. He puts every investment through the same process of financial analysis. Don’t make your stock purchases or sales dependent upon current headlines,...
Throughout history, gold has remained a smart option for a stable investment. In recent years, uncertainty about the future value of paper money has led to increased interest in gold, and the soft, precious metal is now popular with investors at all levels. Here’s a look at the key facts regarding smart gold investment for...
Reverse mortgages are a way for retirees to release part of their home equity in the form of either a monthly payment, cash lump sum, line of revolving credit, or a combination of all three. These mortgage products have grown in popularity since their creation and now over 600,000 loans are outstanding moment. Although a...
Accounting scandals involve misdeeds by trusted executives who are responsible for large sums of money. They come up with devious ways to misuse or misdirect funds, understate expenses and liabilities, overstate revenues, and the value of the assets. In no particular order, here are four of the greatest accounting scandals of all time. Bernard L....
Sometimes regular budgeting just isn’t enough. If you need extra money, then some extreme lifestyle changes can be made to find some extra money within your income. If you’re looking to enjoy yourself this summer, you might want some extra money in your savings account. Here are ten extreme ways you could save money to...
People borrow money for every reason. Whenever they need money, they look towards banks, friends, or financial institutions to help them. However, the reason for the loan is not always justified. People take loans for all sorts of crazy reasons – a party, an outing, and other unnecessary expenses. These reasons might be unjustified; however,...
Municipal bonds are an investment category that has performed extremely well over the last couple of years. Investors are flocking to this area and need to understand the risks and rewards of Municipal Bond investing. These securities are not for everybody and have distinct risks when compared to other investments. What are bonds? Bonds are...