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How Much You Should Be Saving for Retirement

How Much You Should Be Saving for Retirement

While many pension experts will give you ‘rules of thumb’ to save for retirement, the truth is that the kind of pension pot you will need is completely dependent upon your individual circumstances. Planning There are, however, some basic steps that you can take to start planning how much you should be saving. The most...

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Got No Credit? Want To Build Some?

Got No Credit? Want To Build Some?

Building up your credit can take time – but what if you have no credit, to begin with? How do you build credit when you are just starting? If you are just beginning, you’ve probably run into the problem of being denied credit because you have no credit. How are you supposed to build credit...

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The Importance of Financial Literacy

The Importance of Financial Literacy

We go to school to learn new things. We want to be able to equip ourselves with the knowledge and skills necessary for adult life. Math, Science, English. These are all important subjects. But I believe that the most important subject of all is not taught at universities. Rather, it is taught in the school...

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5 personal finance tips for the self-employed

In the past job security was taken for granted, but as many businesses, large and small, feel the pinch on their finances, working for someone else is no longer the haven that it used to be. Looking for a new job is also a very disheartening task, with few new positions being created and the...

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Simple and Effective Ways To Save

With the current economic situation, many of us are looking for simple ways to save money. I’ve read hundreds of articles about money-saving tips, but in my experience, it’s normally the simple tips that are the most effective. It’s important that when we save money, we make our savings work for us. We all know...