While many pension experts will give you ‘rules of thumb’ to save for retirement, the truth is that the kind of pension pot you will need is completely dependent upon your individual circumstances. Planning There are, however, some basic steps that you can take to start planning how much you should be saving. The most...
Building up your credit can take time – but what if you have no credit, to begin with? How do you build credit when you are just starting? If you are just beginning, you’ve probably run into the problem of being denied credit because you have no credit. How are you supposed to build credit...
We all want to see our kids go to college to get a great education. There aren’t many things in life that can take you further than a quality education and a good education is expensive and going up annually. Counting on school grants and scholarships is unreliable, and sometimes unavailable and asking your child...
Everyone seems to be interested in investing in gold, but silver prices are on the rise as well. While silver may not be as expensive as gold, it’s still a valuable investment. Of course, there are a few things you need to understand about this precious metal before spending your hard-earned cash. Here are just...
No matter how wonderful it turns out, the holiday season always seems to bring a lot of stress. While we all enjoy the holidays, not having to worry about them financially would make them even brighter. Many things can be done to create a spectacular holiday without the existence of enormous bills to deflate us...
Like most large companies, a house is run like a business and so should be dealt with similarly. The way people deal with their personal finances can often be lackluster, though keeping track of it is of optimum importance. Unlike many businesses, which can account for their spending down to nearly the last penny, many...
We go to school to learn new things. We want to be able to equip ourselves with the knowledge and skills necessary for adult life. Math, Science, English. These are all important subjects. But I believe that the most important subject of all is not taught at universities. Rather, it is taught in the school...
In the past job security was taken for granted, but as many businesses, large and small, feel the pinch on their finances, working for someone else is no longer the haven that it used to be. Looking for a new job is also a very disheartening task, with few new positions being created and the...
With the current economic situation, many of us are looking for simple ways to save money. I’ve read hundreds of articles about money-saving tips, but in my experience, it’s normally the simple tips that are the most effective. It’s important that when we save money, we make our savings work for us. We all know...
You’ve probably heard stories of people who have made vast sums of money and found that with every pay raise and paycheck, their costs increase, their savings diminish, and their debt mounts. It seems counter-intuitive, doesn’t it? Why should making more money actually cause a financial burden? One of the main reasons why making more money...