The eternal debate over whether it’s cheaper to stay at home and prepare your own food versus going out to a restaurant does not appear to have lost any ground. In fact, the rise of online social networking usage among Americans has only managed to propagate the flames of discussion. Food and money are two...
Tag: finance
Facebook’s Challenging Environment
Facebook’s meteoric rise from dorm-room-prank to one of the world’s most valuable companies (based on recent valuations) has been well documented. The website is used by hundreds of millions of people worldwide and in February of 2012, Mark Zuckerberg, the famous CEO of Facebook, announced that the Company had filed with the Securities and Exchange...
Seven Top Tips for Managing Your Day-to-Day Finances
Managing your finances can be a challenging task, particularly if you are living on a limited budget. It may seem as though you have already spent each paycheck before you even receive it. Fortunately, there are seven simple strategies you can use to more effectively manage your finances and avoid the stress of financial emergencies....
Financial Tips for Nannies and Other Self-Employed Workers
Nannying is a rewarding and fulfilling career for many kid-loving people with nurturing personalities, but the job can be more complicated than that of aid at a school or day-care facility. Most nannies are independent contractors; they pay their own taxes, purchase their own health care benefits, and manage their working lives as business owners,...
Is Extreme Couponing For Real?
The TLC show Extreme Couponing is back on the air this week, and while it’s great to bring attention to helping people save money particularly in this economy – it’s not right to give them unrealistic expectations. The show depicts people who are getting tons of merchandise for free. But really, who needs 25 bottles of...
The History of the Stock Exchange
Today the stock market is an integral part of our economy, and it is hard to imagine a time when it didn’t exist. That time was over 300 years ago. But, towards the end of the 17th century, when trading started in Jonathan’s Coffee House, situated near the Exchange Alley in the city of London,...
Will Our Economy Recover?
Although positive news about the economy is beginning to become more prevalent, many people feel that the United States economy remains mired in the doldrums. Government debt continues to expand, housing values continue dropping, energy prices remain volatile and people are waiting for the proverbial next shoe to drop. Three fundamental problems are facing the...
Debt Collectors Use Social Media
In today’s world, debt collection companies are riding a thin line between legitimate collection practices and predatory collection techniques. Social media has become the newest way for debt collection companies to locate and communicate with consumers. This new phenomenon has left many industry insiders unclear as to the legality of the practices. Invading people’s privacy...
What Does Obama’s Student Loan Forgiveness Plan Mean For You?
Last fall when President Obama announced his plan to ease student loan burdens, it meant that student borrowers who have made their monthly student loan payments for a period of at least 20 years after leaving college may be eligible to have the remaining balance forgiven – and for those who have worked for at...
How to Keep Money in Your Pocket
The economy is forcing people to pay more attention to spending. Deciding if an item is a need or a want is hard, but necessary. Nobody likes to have to choose between paying a bill or buying a collectible, it’s just a sign of the times, so to speak. Follow these plans to keep the...