The internet is a fantastic resource for those seeking advice about practically anything. The topic of personal finance is one that some people feel uncomfortable speaking about with friends and family, especially if the question is in regards to them. An online personal finance community can act as a sounding board for those questions. For...
Congratulations, you college graduate! Now that you’ve been thrown into the real world, it’s time to start making some big-kid decisions. But wait, your finances need to come first. Mommy and Daddy shouldn’t really be paying the bills for you anymore. You should start to get your finances under control as quickly as you can,...
Taking out a mortgage can be a difficult process for first-time buyers. Representing a loan tied to the value of a property, which is paid back with interest over a fixed amount of time, a mortgage is essential to buying a house. Banks and credit agencies may be less likely to approve a favorable rate...
Many things eat up our money daily – phone bills, car insurance renewals, and calling out the plumber when the boiler goes bust. Unexpected expenses, twinned with daily spending can sometimes lead to a state of panic and a feeling that there’s no other way out but to borrow from the bank – or your...
The most appropriate definition of the Advance/Decline Line is that it is a technical indicator chart that presents the changes in the value of the advance-decline index over a certain period of time. The points plotted on the chart are evaluated by calculating the difference between the number of advancing/declining issues and then summing up...
While relatively few countries’ pension funds have escaped unscathed from the current financial crisis the US seems to have taken the biggest hit over the last couple of years. It’s not a huge surprise, given that pension plans in the US make up more than 60% of global pension assets. The ongoing financial crisis has...
With the economy upside down, so are many people’s bank accounts. If you are willing to take a grip of it, it can easily be turned around. Managing your money is all about living within your means, defining budgets and spending plans, and sticking to it. We take a look at some of the things...
Despite the struggling economy, many entrepreneurs and individuals are investing lucratively. During times of economic crisis, it can be difficult to know where your money is safe. Investing as a practice can feel almost like a gamble. However, those who take chances with their investments often see a high return both during the economic difficulties...
One of the biggest issues facing America today is the economy. With jobs scarce and money tight, frugality and smart spending are some of the most important qualities that help get us through these tough economic times. Banks and financial institutions are under heavy scrutiny due to government bailouts and reckless spending. Some of the...
You have a little money saved up. You have always been interested in investing and now you are finally prepared to take the plunge. You are going to be an investor. But you are a little hesitant, a little scared, what are the first things you need to do before placing your first order? A...