Picture Source If there’s one thing that just about all of us have to deal with during our lives, it’s debt. Debt is one of those things that you’re just going to have to get used to once you enter the adult financial world. The modern economy is almost entirely built on debt, paying off...
Tag: debt advice
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Debt Consolidation: A Few Pros And Cons Explored
The decision to opt for student debt consolidation should be factored in on several crucial points. Financial experts often opine that it is better to steer clear of this method of debt management since (even with the smaller repayments) you end up paying much more than what you are paying on the several loans that...
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Prioritizing Your Debts: It’s Why And How
The citizens of the United States of America are working really hard to fight their present debts. According to the Federal Reserve Bank of New York, the overall burden is plummeting with a debt reduction of around $100 billion in less than a year. This, without a doubt, is a positive sign. However, it should...
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Raise Your Credit Score Fast -Add 100 Points By 18 Months!
Today let’s focus on the best ways to increase your credit score. Without wasting time, let’s jump right into it. 1. Improve the “Utilization Rate” on your Credit Cards and Unsecured Loans. Then continue to use your credit cards, pay them off in full each month and consistently increase your credit limits. Your credit score will...
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Why Do We Need to Know Things Related To Debts and Financial Difficulties?
They say there are two things best not discussed in pubs, politics, and religion. I’m here to tell you of a third thing not to disclose or discuss, don’t tell anyone you are a debt adviser. If you are one and disclose it, the response you will usually receive is, “do I need to talk...
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Things to Avoid When Strapped for Cash
If you’ve hit rock bottom financially your thoughts will most likely turn to find ways to get quick cash. But when stressed with mounting bills, creditors’ calls, and a continual sinking feeling you may not make the wisest choices on how to stem the tide of debt. Life’s troubles naturally ebb and flow, so if...
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8 Great Apps for Managing Personal Finances
Spending money is easy. Keeping track of the money in our accounts is the hard part. In today’s digital world, much banking is done online. Many people take advantage of banking technology by having their paychecks automatically deposited into their accounts each month. Others sign up for automatic bill pay for all of their monthly...
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Do You Need to Make a Financial Change?
Do you feel like you need to make changes? Is your budget just not working out? You might not feel comfortable with your income and expenses, or be unsure how to approach money. If you need a change, here are some questions that can help you get on track and find your way. Where Am...