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Dealing With Debt: How To Finally Climb Out Of The Money Pit

Picture Source If there’s one thing that just about all of us have to deal with during our lives, it’s debt. Debt is one of those things that you’re just going to have to get used to once you enter the adult financial world. The modern economy is almost entirely built on debt, paying off...

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Debt Consolidation: A Few Pros And Cons Explored

The decision to opt for student debt consolidation should be factored in on several crucial points. Financial experts often opine that it is better to steer clear of this method of debt management since (even with the smaller repayments) you end up paying much more than what you are paying on the several loans that...

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Prioritizing Your Debts: It’s Why And How

The citizens of the United States of America are working really hard to fight their present debts. According to the Federal Reserve Bank of New York, the overall burden is plummeting with a debt reduction of around $100 billion in less than a year. This, without a doubt, is a positive sign. However, it should...

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Raise Your Credit Score Fast -Add 100 Points By 18 Months!

Today let’s focus on the best ways to increase your credit score. Without wasting time, let’s jump right into it. 1. Improve the “Utilization Rate” on your Credit Cards and Unsecured Loans. Then continue to use your credit cards, pay them off in full each month and consistently increase your credit limits. Your credit score will...

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Things to Avoid When Strapped for Cash

Things to Avoid When Strapped for Cash

If you’ve hit rock bottom financially your thoughts will most likely turn to find ways to get quick cash. But when stressed with mounting bills, creditors’ calls, and a continual sinking feeling you may not make the wisest choices on how to stem the tide of debt. Life’s troubles naturally ebb and flow, so if...