The dream of retiring early for many remains just that – a dream! Escaping from the rat race and the 9-5 drudge is a tempting thought, but unfortunately feels intangible. But many people do retire early, so what is their secret? Retiring early would give you the chance to enjoy life to the fullest while...
Category: Retirement
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Cashing in Your Life Insurance Benefits to Pay for Retirement – Is That a Feasible Option?
For the majority of Americans, retirement planning and life insurance are entirely different things. They nurture the notion which says retirement planning is for your future and life insurance is for the future of your beneficiaries. However, some expert financial advisors recommend life insurance as a perfect way of planning for retirement. Due to the...
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Hidden Secrets to Saving for Retirement
Gone are the days where you worked for a certain number of years and had nothing to worry about when it was time for you to retire. Now, for you to have a nice-size nest egg, you need to start saving for your retirement as soon as you start working your first job. The average...
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Are You Going To Work Beyond The Age Of 60 Because You Want To?
More than one in five retirees continues to work even when they have gone well beyond the age of 60. A good number of these retirees will not be in this condition if they didn’t get stuck on a poorly-paying annuity plan. According to a recent survey (by Retirement Assured), life is definitely not slowing...
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Two Ways That You Can Start Saving For Retirement
Regardless of the numerous uncertainties that the future brings, retirement is one constant fact that looms in the distance. However, if you plan for your retirement well enough, then this period of your life may not be so uncertain after all. It’s not just enough for you to set your finances in order so that...
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Limits of a Will
Many people believe that leaving a will means that all the last whims, wishes, and bequests in a person’s final days will be honored, by the law if not by family members. However, there are many limits to what a will can and cannot do. If you are relying on your will as an ironclad...
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Thinking Ahead for Retirement Income
When you’re working and paying some of your salaries into a pension every month, you probably don’t give it much thought. But as the time to retire draws near, there are decisions to be made on how to use the money that you’ve been putting aside in your pension over the years. How much you...
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The Pros and Cons of Annuity Plans: Some Important Details
Of late, annuity plans have become quite popular in comparison to other retirement products, particularly among those people who are not ready to sacrifice a part of their retirement savings. However, there are some downsides to it as well. My pension expert is dedicated to making you familiar with the whole concept. 1) Pros of...