Total Home Protection Plan

Are Total Home Protection Plan Worth the Cost?

What’s your first reaction when you notice your 10-year-old refrigerator has a leakage? Your initial thoughts must be to decide for a pricy repair or an expensive replacement. But, if you have secure your home with a total home warranty plan the repair could be less costly or secured in the plans.

Many homeowners purchase a new house and buy many appliances for their homes. They may be being too pricey but essential for daily chores. The buyer is always concerned about it for the whole life. Hence, they need to buy home warranty plans.

What is the Total Home Warranty?

Mostly, a home warranty plan is an annual service that includes the repair or replacement of key appliances or machinery that may break down after some time. In other words, a home warranty is a service contract for about a year which covers all repairs and replacements of most of the household appliances for any failure, regular utilization, and other various issues that happen due to age.

What is covered?

A total home warranty will usually cover the most important parts of significant home appliances, for example, your air conditioning, hot water dispenser, HVAC, water system, electrical and many more. It might likewise cover appliances used for daily household chores such as dishwashers, clothes dryers, refrigerators, and cooktops.

How does it work?

When your home appliance or system fails or breaks down, call your warranty company. The primary goal of the company is to make your clients feel secure and protected in their new purchase and warranty plans.

If the breakdown is covered by the plan, they will ask you to file your claim. Therefore, before you file, have your receipt and damaged appliances with you. They will verify it and find a specific appliance protection plans for your item. After specifying the plans, they will ask for information about your device and the damage or problem associated with it. And finally, claims are approved instantly.

The appliances that require warranties are:

  • Cooktop 
  • Clothes Dryer 
  • Clothes Washer 
  • Dishwasher 
  • Garbage Disposal 
  • Instant Hot Water Dispenser 
  • Kitchen Fan/Hood 
  • Microwave 
  • Oven 
  • Refrigerator 
  • Stand-Alone Freezer 
  • Stove/Range 
  • Trash Compactor 
  • Washer/Dryer Combo

But protection plans normally cover HVAC, Plumbing and Electrical systems.

Evaluate the home warranty agreement

First, make sure that a Total home warranty covers home appliances and systems that may need repair from daily wear and tear. Ask for a sample agreement from the service provider and check the pros and cons of the contract. Make it clear by calling to warranty provider company’s customer service. Ask for detailed explanations.

Difference Between Total Home Warranties and Home insurance

Different than home warranties, home insurance is a prerequisite with a loan and it includes the loss from robbery or any natural disaster like an earthquake. Home Warranties cover the appliances that required at home, and in addition the electronics that we utilize every day.  All home warranty companies have different levels of coverage and plans, which mostly depend on the price of the warranty.

Final note.

Well, if you want to protect your appliances from regular damages there are various third-party suppliers who provide a total home protection plan for electronics that provide package coverage for all of your household appliances and coverage for your choice of main household systems. Well, to maintain your appliances for a long time it’s worth to get a home appliance covered.

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