Since the seventies, the day after Thanksgiving has been referred to as the biggest shopping day of the year all over America. Black Friday marks the opening day of the Christmas shopping season. Like most big horse derbies, unsurpassed amounts of people come out of the woodwork with little to no patience and ready to...
Rejection is rarely welcome, especially when credit applications are involved. During the past few years, numerous applicants have been declined credit for secured loans and mortgages. The question many people are asking is why. Provided below is a summary of some of the reasons why applicants are being refused credit for loans and mortgages. People...
How to Get a Better Grip on Your Finances Managing personal finance is tricky, but a careful blend of money-saving and understanding your spending habits can really help you. Reduce those credit card bills and ease the strain on your finances with these simple tips: Use shopping lists Shopping lists can allow you to budget...
We can all take a lesson from the bookstore chain Borders. They did not adapt their online e-commerce and digital book collection quickly enough and now their retail stores are going bankrupt. Amazon and Barnes & Noble started their Internet-based strategy sooner and are now doing better business because of it. While the Kindle and...