New Year is a time when many people make promises to themselves which often involve being more positive, being healthier, and even being more responsible with their money. During tough economic times, it’s very important to remember that the financial decisions you make today will greatly impact your future. We look at some resolutions you...
Tag: financial advice
Tips to Save Money on Any Budget
So many people these days become so caught up in the moment and how they can barely keep up with their bills. What many of these people don’t realize is that no matter how ‘tight’ money may be, there are always ways to go about making the most of the cash you do have and...
Giving a Gift? Know About Gift Taxes
Giving a gift to a friend, family member, or colleague is generally considered to be a good thing. However, the Internal Revenue Service may view it as a taxable financial transaction. If you are not careful, your gift may end costing you hundreds or even thousands of dollars in taxes. To get the most out...
How To Cut Expenses and Retire Right
Retirement looks different for everyone, as every retiree has a unique budget, interests, passions, and hobbies. One thing rings true for all retirees, however: The more you can cut expenses and save your pennies when you are young, the more financially secure you will be in retirement — and the better able to spend your...
Bringing a Business Back From The Graveyard of The Recession
Many post-recession attempts to bring a business “back from the grave” leave the “revived” company looking more like a zombie than the benefactor of a glorious resurrection. While the analysis does suggest that the recession has ended, residual effects are still resonating within SMEs in every industry. Fortunately, with a bit of research, dedication, and...
Tapping Into The Expenditure Account Of A Modern Age Youngster
Parents give 18-year-olds a monthly allowance thinking that they are inculcating a saving habit into them. However, with the inflation rates at an all-time high, everything is slowly becoming way out of reach. The local currencies are dwindling and the exchange rates are soaring. It is hardly a surprise that a youngster ends up spending...
How to Secure Financial Support for Your Business
In these austere times, some of the biggest businesses on the planet are struggling financially. Therefore it is inevitable that several businesses are not so prominent that are also finding it tough to meet their financial obligations and carry on providing services to their usual high standards. There are many options available for securing cash...
What Your Financial Planner Sees
When you first meet with your financial planner, you can expect to exchange greetings with a professionally attired financial adviser. The adviser wants the responsibility of managing some of your assets to map a path to your financial security. The information you share will always be treated confidentially. The most financial planner begins the process...
Mortgage Loans That Impair Your Bad Credit
Are you facing credit problems in the event of bankruptcy or a home foreclosure? Or is that your credit score has dropped as a result of payment failure? Gone are the days when bad credit hindered your loan approval and lenders reluctant to approve your loans. Mortgage loans for people with bad credit have dissipated...
Five Tips to Help You Streamline your Finances
Effective financial management has become more and more important for the average household in the current financial climate. Many people have taken steps to try and streamline their finances in a bid to make it easier to manage their finances and there are several ways in which you can try and do this. Even small...