Many people struggle with budgeting daily. And, the simple truth is that it doesn’t matter if you make $20,000 a year or $50,000, you may still find it hard to make your money last. This is why many people use the envelope system. If you’ve never heard of this system, you may be wondering how...
Many things eat up our money daily – phone bills, car insurance renewals, and calling out the plumber when the boiler goes bust. Unexpected expenses, twinned with daily spending can sometimes lead to a state of panic and a feeling that there’s no other way out but to borrow from the bank – or your...
With the economy upside down, so are many people’s bank accounts. If you are willing to take a grip of it, it can easily be turned around. Managing your money is all about living within your means, defining budgets and spending plans, and sticking to it. We take a look at some of the things...
In today’s world, debt collection companies are riding a thin line between legitimate collection practices and predatory collection techniques. Social media has become the newest way for debt collection companies to locate and communicate with consumers. This new phenomenon has left many industry insiders unclear as to the legality of the practices. Invading people’s privacy...
Spending money is easy. Keeping track of the money in our accounts is the hard part. In today’s digital world, much banking is done online. Many people take advantage of banking technology by having their paychecks automatically deposited into their accounts each month. Others sign up for automatic bill pay for all of their monthly...
Do you feel like you need to make changes? Is your budget just not working out? You might not feel comfortable with your income and expenses, or be unsure how to approach money. If you need a change, here are some questions that can help you get on track and find your way. Where Am...
The economy seems to have been the buzzword for the last couple of years. Everyone is paying more attention to the economy, their jobs, and especially their finances. With technology on the rise and their prices getting more affordable, many are turning towards tech to help keep their finances in order and save as much...
We’ve all experienced the joy of finding cash down the back of the sofa or in an old coat pocket. Now multiply that feeling and imagine the loose change as lost bank accounts worth a substantial amount of money. For many, it would seem inconceivable that bank accounts could be lost or forgotten about, but...
Tis’ the season my friends. At this time of year, it’s customary to eat as much turkey as is physically possible, lavish each other with expensive gifts, drink large quantities of whatever happens to be left in your drinks cabinet (normally something horrible like Cointreau), and then 6 days later repent everything and promise that...
We all have New Year’s resolutions, but they are often not worth the paper they are written on or the hard drive they are saved on. Saving into an ISA at Moneysupermarket can be a start. From a financial point of view, we all plan to spend less in the coming year but often circumstances...