The world of investing can be scary to those who are new to investments or have had a bad prior experience. A person who invested in the Standard & Poor’s index of 500 selected stocks (S&P 500 index), a broad-based measure of the market, at the end of 2006 and who exited the market at...
Seasonal shopping is just plain smart. If you can’t afford “it” this season, save for the next season. Of course, necessities usually are right now issues and buying an air conditioning/heating system or plumbing replacements rarely hit at a good time. Let’s take a look at some of the hints offered by the experts, even...
Image by Images Money. If you’re self-employed or the owner of a small business, it is usually much more worthwhile outsourcing your tax return to an accountant than doing it yourself. Even if you can do it quickly and efficiently, having an accountant fill out your tax return reduces your chances of making expensive mistakes...
What are you going to do with your tax refund this year? If your immediate answer was “spend it,” you might want to think again. According to the IRS, the average tax refund in 2012 is $2,899. That’s certainly a significant amount of money that could buy you a lot of fun, nice things. But...
Investing your money in the right place can be helpful to make your current cash flow through and make more money. Investing in the perfect way to grow your money and make cash out of what you currently have. Everybody can succeed in different ways, and you need to understand that investing in the right...
Do you feel like you need to make changes? Is your budget just not working out? You might not feel comfortable with your income and expenses, or be unsure how to approach money. If you need a change, here are some questions that can help you get on track and find your way. Where Am...
No matter how wonderful it turns out, the holiday season always seems to bring a lot of stress. While we all enjoy the holidays, not having to worry about them financially would make them even brighter. Many things can be done to create a spectacular holiday without the existence of enormous bills to deflate us...
Retirees in the UK have been dealt some heavy blows recently. With state pension age set to rise, shrinking company zzz, and fallen annuity rates likely to fall further still, it can seem like a tough world for many of those reaching retirement age, especially if you are looking for a comfortable retirement income. To...
Bankruptcy Counseling vs. Debtor Education When a person files for bankruptcy under the bankruptcy code, he/she is required to participate in a pre-bankruptcy counseling course called credit counseling. After a bankruptcy has been filed, the person must then go through a course called debtor education to prove to the bankruptcy court that he/she is committed...