The eternal debate over whether it’s cheaper to stay at home and prepare your own food versus going out to a restaurant does not appear to have lost any ground. In fact, the rise of online social networking usage among Americans has only managed to propagate the flames of discussion. Food and money are two...
The nation’s economic downturn forced many people to reassess their lifestyles. Homes that once seemed like natural components of the American dream soon became weighted shackles of unrelenting debt. Then things like that modest boat that made you feel like you were living the good life soon started looking like a gas-guzzling money pit. The...
The ACCA or Association of Chartered Certified Accountants is an international accountancy body that requires its members to pass a series of exams before they can qualify, and it’s recognized in other countries as being equivalent to local accountancy qualifications. The benefits of opting to study for the ACCA UK include being a part of...
You’d think they would know better, or at least hire people to know better for them. However, the truth is, when it comes to handling their money, wealthy people often make boneheaded mistakes. That’s right. They’re just like the rest of us. The only difference is that their mistakes involve a lot more zero’s after...
So you’ve waited until the last minute to file your taxes, eh? Don’t worry, you aren’t alone! The good news is that the IRS has pushed the filing date back to April 17th! The bad news is that tax preparers are busy and it may be difficult to get help promptly. Lucky for you, I’ve...
With the increase in the number of people seeking out payday loans, a concern has been voiced in the marketing aspect of such loans and the people who are targeted for payday loans. Nick at paydayloans.co.uk states that there has been an increase in the number of applicants and visitors to the website, and he...
In our lives, we all have to make some big decisions. Things such as going to university or not, buying property, getting married, having children, etc, for many of us, are huge decisions to be made. Accepting a job offer, moving/relocating to a new town or even country, again, big decisions to be made. And...
If you are like 70% of all Britons, at some point in your life you will hear this term, debt management. You also may hear terms such as IVA, DMP, and bankruptcy. But what are debt management, debt management plans, and things such as IVA, DMP???? Jon at debt management company said that he has...
A personal finances checklist essentially provides two major benefits: it helps you remember items that may easily be overlooked and provides a detailed step-by-step guide to reaching your end goal, which is saving money. With a checklist in place, most people find that it establishes a higher standard of performance centered around clear goals. Regardless...
A friend of mine had recently mentioned to me the confusion between what is a debt consolidation loan and what is debt management. This didn’t really surprise me as many consumers, borrowers, debtors, etc, can be confused by the various loan products and banking/financial terms used today. Basically, unless you are in the banking industry...