How To Be Debt Free

The credit boom and subsequent credit crunch of the last decade has left many Americans with an overwhelming level of debt that they have no real means of ever paying back. And this will no doubt have been a contributory…

Should I Trust My Lawyer’s Advice on a Bankruptcy Counseling Firm?

Bankruptcy Counseling vs. Debtor Education When a person files for bankruptcy under the bankruptcy code, he/she is required to participate in a pre bankruptcy counseling course called credit counseling. After a bankruptcy has been filed, the person must then go…

Eliminating Your Debt in Most Convenient and Creditworthy Way

Debt consolidation has always been beneficial over bankruptcy as far as creditor’s interest is concerned.  Whereas in Chapter 7 or Chapter 13 bankruptcy, creditors get nothing or very little from the debtor, the debt consolidation system shows positive and systematic…

Credit Card Debt – Five Signs You Should Seek Help

The Average American has credit card debt balances that are quickly approaching ten thousand dollars. With soaring interest rates increasing the principal substantially, it is little wonder that more and more debtors are filing for bankruptcy every year. Fortunately, there…