Premium changes to health insurance in 2018 – What are the driving factors?

Image via https://pixabay.com/en/family-bless-you-hands-security-2073604/ The filing process of the 2018 health insurance premium rate is underway. This is an issue which will outline the factors which underlie the setting of premium rates and highlights the main driving factors behind the reasons that…

Will Zika Cripple Brazil’s Fiscal Growth?

According to the International Monetary Fund, Brazil’s economy took a hit by 3.8% in 2015 and thanks to the recent outbreak of the Zika virus (affecting more than 1.5 million people in the country so far), the country is in…

Reduce The Cost Of Employee Absence

As an employer, you are legally responsible for the health and safety of your employees. When your employee numbers run into the thousands, this means that your health and safety policies must be as robust as possible. In 2010/11, workplace…

Most Common Types of Medical Negligence

In very simple terms, medical negligence is the maltreatment of patient by a healthcare provider, doctor or medical practitioner. The word ‘maltreatment’ covers a very broad spectrum, so we will try to explain it in the context of medical negligence.…

Modern Families Financially Unprotected from Death and Illness

New research conducted by Sainsbury’s Life Insurance has revealed that there has been a significant increase in the households that are comprised of unmarried couples, same sex couples and single parent families. Nuclear Families More Likely to Take Out Cover…

Annuity vs. Term Life Insurance – The Pros & Cons of Each

Protecting your future can encompass many strategies and avenues, some of them conflicting. Yet it remains undisputed that a blueprint of some kind is required to achieve our goals. In the case of planning for the unknown, two insurance instruments…

Insurance Plans you need to keep in mind

Most people who work in the United States plan to retire when they reach the appropriate age. They have savings accounts and plan to relax living out their dreams once work is no longer on the agenda, but many forget…

Critical Illness Cover – A Lifesaving Investment

Most people who have traditional health insurance feel good about the coverage their policies provide. Unfortunately, many of these policyholders fail to realize that if they were to fall critically ill their policies may not be there for them when…

Could Living a Long and Healthy Life Leave You Without Money in Retirement?

Will I have a long retirement? Should I live longer than average will I have enough money to support myself in retirement? Am I saving enough for retirement? These questions are key when you’re deciding how much money to save…

Finding Fault – Insurance Premium Rises and Modern Day Myths

Allegedly we are gradually falling into that most awful of social pits – a compensation culture.  With the justice minister Jonathon Djanogly announcing recently that the referral fees paid to insurance companies by solicitors will be banned.  Djanogly has stated…