How important is rental history when you’re trying to get that new apartment you just viewed? Apartment owners and landlords use a variety of different metrics to determine whether or not your rental application will be approved. Nowadays, your actual credit score may come into play too. But in the end, your history is extremely...
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Credit Rating Plan to Crack Down on Fraudulent Practices
Great Britain has a welfare budget problem and ministers have reported that they are planning to crack down on welfare cheats. In a recent article, a No 10 spokesman was quoted as saying, “Getting the welfare budget under control is a key part of our long-term plan for the economy.” One facet of the coming...
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Four Naughty Credit Cards Spending Habits You Need To Fix
It is common knowledge that Santa Claus is making a list and checking it twice, that he’s gonna find out who’s naughty and nice. But that’s just for kids. Adults get into all sorts of mischief without the benefit of a jolly old elf to check in on them. Perhaps the biggest mischief adults get...
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5 Reasons Credit Cards Make Financial Sense
It’s easy to vilify credit cards as a means of racking up huge amounts of debt. Whilst it’s definitely true that UK consumers are often heavily indebted to their cards, they can still be useful tools to protect your finances and manage cash flow: They Protect Your Cash Fraudulent transactions and identity theft are rampant...
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Priority Boarding Promises: They’re Not What You Think
Priority boarding on planes is becoming the new normal. Sometimes it seems as if you’re the only person who doesn’t have some sort of priority when you fly, and you’re stuck with no room for your bag when it’s your turn to get on. Many airlines don’t allow families with small children to board first...
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Raise Your Credit Score Fast -Add 100 Points By 18 Months!
Today let’s focus on the best ways to increase your credit score. Without wasting time, let’s jump right into it. 1. Improve the “Utilization Rate” on your Credit Cards and Unsecured Loans. Then continue to use your credit cards, pay them off in full each month and consistently increase your credit limits. Your credit score will...
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Secrets Behind the Best Student Credit Cards
It’s a really overwhelming task to find the best student credit cards – particularly if you are a student with no credit card encounter at all. There are a few factors the finest generally have in common when searching for the best student credit cards. Below are the top ten key factors to look for:...
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How Your Credit Score Is Determined
Like income taxes and 401Ks, credit scores can be mysteriously difficult to understand. With the overwhelming majority of the population being affected by them, one would hope there would be a simple method for individuals and families to calculate their own scores. Of course, the same could be said for taxes and retirement plans, but...
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Eliminating Credit Card Debt: How to Do It Smartly
While a good credit score and a strong financial history are what everybody, under the sun, loves to have, it is all the more important to put yourself in a solid financial position in a scenario of economic uncertainty. And one of the most effective ways to do that is to reduce your credit card debt...
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Follow These Tips To Avoid Credit Card Scams
It is a well-known fact that the credit cards that we use every now and then for paying off the bills or purchasing something are always at a risk for theft. But stopping the use of your cards is not a practical solution, right? So what you can do is to become more cautious and...