How did your parents manage their money? If you are not sure, chances are good that your parents did not have a strong impact on the way you are living and spending (or saving) money today. However, you may not realize that what your parents did with money really did impact your own lifestyle choices....
Category: Budgeting
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How has the budget affected you?
The Government insists that their recent budget announcements are not about raising tax but are about reforming the economy in order to enable future growth. The impact of the budget, however, will be felt by individual UK households with some gaining and some losing, and with a number of fundamental reforms set to take place,...
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Three Reasons to Join Finances with Your Partner
At a glance, you would think that a couple that keeps its finances separate would have less to fight about when it comes to money issues. Research has indicated that just the opposite is true. Keeping all of a couple’s finances separated can lead to more misunderstandings in the long run. Separate Accounts can Mean...
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Confessions Of A Walmart Shopper
Walmart has the largest client base in the United States for its reasonably priced goods and good services. Most of Walmart’s operations are directed towards the local customer who uses cash to purchase groceries and other items. It is the world’s largest retailer in the US due to the numerous branches in different states and...
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Why some Banks are Unwilling to Give Small Business Financing
Some banks seem to be against the giving of small business financing. The term ‘small business financing’ is used, in this context, to refer to business loans that are small in terms of the amounts given, as well as loans of all sizes advanced to businesses that are small in size. The banks in question...
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U.S. Government Auto Auctions
At the GSA (General Services Administration) Fleet Vehicle Sales you can get the vehicle you are looking for at a great price. The government uses these auction services to get rid of the vehicles that are no longer used by federal agencies. Federal Agencies go through the U.S. General Services Administration to lease the vehicles...
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Breakdown of China’s Massive Emerging Economy
Last week, China announced its GDP had grown at a 9.8% rate for the last quarter of 2010. Compared to the U.S. GDP, which is expected to be 3.5% for the last quarter, China’s growth rate is almost three times higher than the United States.The Peoples Republic of China has become one of the most...
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Using Your Savings
I’ve recently read loads of personal finance stories that deal with how to save money, but I haven’t seen many that state what you can actually do when you’ve reached your savings goal. Everyone’s savings goals are different, some people save for a particular product that they like the look of, whereas others save for...
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The Importance of Savings
Putting some money aside for savings is a really important and smart idea. It’s so easy to get caught up in our everyday lives. We need to do everything we can to keep on top of our regular finances, such as a checking account and paying bills, but we all know in the back of...
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Steps to help you make, and keep a budget
Budgeting isn’t fun, and the very idea of it has discouraged most of us from even trying. However, having and following a budget is essential for our future, and easy when you know how to do it. Savings offer both instant and long-term rewards. Whether you already have a budget that isn’t working out for...