Being frugal involves making conscious and careful choices about where the money is spent and how resources are used. A frugal lifestyle does not mean a life that is devoid of entertainment or good food. It does mean a lifestyle that does not deal in excesses. There are some very basic tenets that all people...
If you are curious to know if it is possible to have two car loans at the same time, the answer depends on your credit rating. But if your credit rating is strongly positive, then you may even apply for more than two car loans at the same time. Australian lenders are required by government...
There are many different ways businesses get you to spend more money, and every way is to their benefit. While the premise of how businesses can describe why they want your money sounds generous and in your favor, the key that a customer needs to remember is that all businesses are there to generate profit....
The world economy is once again going through a financial crisis. To hear experts talk, it would seem this is the worst thing that has ever happened to the world economy. This is far from the truth and many people forget that the world has been in a financial crisis before. This has been played...
Taking out a mortgage can be a difficult process for first-time buyers. Representing a loan tied to the value of a property, which is paid back with interest over a fixed amount of time, a mortgage is essential to buying a house. Banks and credit agencies may be less likely to approve a favorable rate...
There was a time when only the most important of managers were given the privilege of working from home. They got a company leased line, and enjoyed conference calls via the wonders of, at the time, sophisticated IP telephony. Today, even the most average of broadband connections can support remote working, and almost everyone has...
Effective financial management has become more and more important for the average household in the current financial climate. Many people have taken steps to try and streamline their finances in a bid to make it easier to manage their finances and there are several ways in which you can try and do this. Even small...
A lot of bad news has been coming for current and future pensioners, increasing Britons’ anxiety about how we will fund our retirement. Between falling annuity rates, “granny tax” grabs, and the news we will have to work longer and longer before we can get a state pension, many might have a gloomy feeling about...
With the financial markets as volatile as they are today, we tend to highlight things we may not have noticed before and question the governing institutions that have direct and clear influence over the economy. One such financial market institution is the IMF otherwise known as the International Monetary Fund and sometimes known simply as...
As a young entrepreneur or soon-to-be small business starter, the idea of partnering with a friend, sibling, or acquaintance often seems very attractive from a conceptual standpoint. One imagines a business relationship void of variances in opinion, troublesome arguments, and the potential for ugly litigation in the future. However, starting a business with someone with...