Everyone seems to be interested in investing in gold, but silver prices are on the rise as well. While silver may not be as expensive as gold, it’s still a valuable investment. Of course, there are a few things you need to understand about this precious metal before spending your hard-earned cash. Here are just...
No matter how wonderful it turns out, the holiday season always seems to bring a lot of stress. While we all enjoy the holidays, not having to worry about them financially would make them even brighter. Many things can be done to create a spectacular holiday without the existence of enormous bills to deflate us...
How to Get a Better Grip on Your Finances Managing personal finance is tricky, but a careful blend of money-saving and understanding your spending habits can really help you. Reduce those credit card bills and ease the strain on your finances with these simple tips: Use shopping lists Shopping lists can allow you to budget...
When it comes to managing your finances, staying on top and staying in control is crucial. Whether you want to maintain a big money share portfolio, monitor multiple savings accounts, or simply keep a close check on your grocery spends each week, keeping accurate budget reports is crucial for keeping track of how your money...
What is the key to a healthy bank balance? The answer is contained within the question itself, balance. Balance is needed to enjoy a healthy relationship with money (and when I say ‘healthy’ that’s exactly what I mean, as it is now well documented that financial concerns have a huge effect on our physical well-being.)...
We’ve all been enticed by that “awesome new what-cha-ma-call-it” before. So what is it that gets us to pull out our wallets and hand over our hard-earned money instead of putting it away into savings? A lot of it has to do with the emotional appeal of whatever it is we’re considering purchasing. In the...
There’s no shame—in fact, many would say it’s financially wise—to live an inexpensive lifestyle. Clipping coupons, buying items on sale, cooking food at home, bringing the leftovers to eat for lunch at work the next day, and shopping at secondhand stores are all simple and unobtrusive ways to save a lot of money in the...
Getting Your Budget under Control If you are like most people, your budget could use a little tightening; your credit cards need to be locked up, and your debit card could use a rest. The first step to getting your budget under control is to keep track of your income and expenses, so you know...
Arguments about the family budget; maybe they happen during the monthly or yearly budget committee meeting (you are having those aren’t you?), or maybe they happen at dinner just before bed. Regardless of when they happen or where they occur, these disputes always seem to result in mudslinging worthy of a heated political bout. The...
The Government insists that their recent budget announcements are not about raising tax but are about reforming the economy in order to enable future growth. The impact of the budget, however, will be felt by individual UK households with some gaining and some losing, and with a number of fundamental reforms set to take place,...