Mortgage

What`s Next For The Housing Market?

What`s Next For The Housing Market?

Experts tend to agree that 2012 will see home prices rising slightly. Coming from Fiserv, a firm that accurately predicted that 2011 home values would drop, there’s a good chance that this prediction isn’t too far off the mark. On the other hand, some predictions slate 2012 to be just like this past year, with […]


Different Methods of Property Investing

Different Methods of Property Investing

Today’s economic conditions have created challenges as well as opportunities with the different methods of property investing. There are basically two methods of property investing; direct and indirect. Direct property investment is when a buyer purchases the title or interests in the property. The buyer or interest holder is responsible for all costs related to […]


Top Tips for Buying a Home During a Recession

Top Tips for Buying a Home During a Recession

Don’t buy unless you’re financially stable doing so if you’re not is incredibly risky. Are your job, your salary and your working hours secure? If not, you might want to hold back on buying until you can be sure they are – being unemployed with a mortgage to pay is not a position you want […]


13 Scary Reasons To Hire A Home Inspector

13 Scary Reasons To Hire A Home Inspector

In honor of Halloween, here are 13 reasons that anyone who is considering the purchase of a home (new or previously owned) should hire a home inspector:Potential Structural Issues A trained professional such as a home engineer can look at areas where structural problems normally originate and see if there are any surprises waiting. There […]


How To Strike Gold On Your Next Real Estate Investment

How To Strike Gold On Your Next Real Estate Investment

Due Diligence Not every REO or short sale property is a great deal.  Remember the property is being offered by the bank for a reason; it is your job to figure out how to make the property work for you. Look beyond the sale price and figure out what you would do to improve the […]


Tips on your household finance

Tips on your household finance

Like most large companies, a house is run like a business and so should be dealt with in a similar manner. The way people deal with their personal finances can often be lacklustre, though keeping track of it is of optimum importance.Unlike many businesses, which can account for their spending down to nearly he last […]


Why didn’t you get that home loan?

Why didn’t you get that home loan?

Rejection is rarely welcome, especially when credit applications are involved. During the past few years, numerous applicants have been declined credit for secured loans and mortgages.The question many people are asking is why. Provided below is a summary of some of the reasons why applicants are being refused credit for loans and mortgages. People who […]


Beware the flopping real estate scam

Throughout history, there have been scams that have been designed to make a quick buck for their unscrupulous perpetrators. Currently on the rise is the ‘flopping’ real estate scam. The scam is perfect for these depressed housing market conditions whereby everyday Americans are struggling to pay their mortgages. The scam takes advantage of the practice […]


How the Economy Has Affected Mortgage Rates

During the past few years we’ve seen the housing market take a plunge downward as lower mortgage rates have remained in place, while the economy has desperately tried to recover. Recently there has been a slight increase in the mortgage rates and buyers are wondering if the rates will continue to increase. One of the […]


How can you pay off your mortgage quickly?

Mortgage loans are often one of the largest loans and the most important that a person can take out during their lifetime. If you have a mortgage loan, you are probably interested to learn the ways in which you could pay off the loan as quickly as possible. There are a number of different ways […]


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