Usually, when you see something recommended on the internet, the place recommending the thing doesn’t push too hard. “Such and such MIGHT be for you,” the phrase always goes. But when it comes to debt consolidation and/or credit counseling, there really are no Ifs, Ands, or Buts about it. Learning about credit, while killing off your debt – there’s simply nothing better you can do for your financial future. If you are not already debt-free or the expert in your friend group on credit, you’ll do well to start changing matters immediately.
Vantage Acceptance is the company that can help. Vantage helps people with credit and debt problems. For the former, they have credit counseling services that can help you understand the inner workings of your credit score. They’ll also show you how different levels of credit health will influence every aspect of your financial future. By the end of your learning process, you should be equipped with knowledge that can make your credit score shoot up fast. For people with debt problems, Vantage takes an entirely different approach, one that has them acting more as a financial entity than an educational resource.
This method is called Debt Consolidation. Largely unknown in the rest of the world, debt consolidation is a loan meant to cover all of a consumer’s debt all at once. To make this a little more clear, let’s look at a made-up example:
Let’s say you’re Pete. Pete has 7 credit cards, all carrying various levels of debt and with different rates of interest and fees. They all have a different monthly payment due dates, and each of these monthly minimums is a different dollars amount. It’s a lot to keep up with and it’s incredibly expensive; Pete’s most expensive credit card costs him 25.9% of the balance each year, just to pay for the privilege of having borrowed that money (as well as to cover the risk carried by the lender that Pete might just NEVER pay the money back).
Pete approaches Vantage and asks for help with debt consolidation. They look at the $42,394 in debt spread out across his seven credit cards and issue him a loan that lets him pay it ALL back at one time. Pete is ecstatic. He doesn’t have credit card reps calling him at weird hours, threatening to sue him if he doesn’t make his payment. Now all he has to worry about is paying one monthly payment to one company (Vantage). The best part is that the yearly interest and fees are MUCH cheaper. Vantage customers often pay less than 10% annually, allowing them to kill off their debt faster, without accruing much more in the meantime.
Surely, you are in one situation or the other. You either need to understand credit better (credit counseling) or you need someone to help you climb out of the debt hole you have fallen into. Vantage is a one-stop-shop for all such credit needs, and they can get you back on the right track faster than you thought possible if you even though it WAS possible.
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