5 Things To Do Today If You’re Drowning In Debt

It wasn’t so long ago that I was living paycheck to paycheck. In fact, worse, with my income I was struggling to just keep up with my minimum debt repayments each month. The slightest issue could (and sometimes did) derail…

Five Things to Do with Your Tax Refund – Other than Spend It

What are you going to do with your tax refund this year? If your immediate answer was “spend it,” you might want to think again. According to the IRS, the average tax refund in 2012 is $2,899. That’s certainly a…

Five tips for sticking to a budget

There are many things that eat up our money on a daily basis – phone bills, car insurance renewals and calling out the plumber when the boiler goes bust. Unexpected expenses, twinned with daily spending can sometimes lead to a…

8 Great Apps for Managing Personal Finances

Spending money is easy. Keeping track of the money in our accounts is the hard part. In today’s digital world, much banking is done online. Many people take advantage of banking technology by having their paychecks automatically deposited into their…

The Festival of Frugality #321 Reviews

In order to save enough money it is important to practice frugal living. It is always good to save some extra bucks in order to prepare for emergency situations. Frugal living has other advantages too. You will be surprised to…

8 Small Things That Can Change Your Spending Behavior

The million-dollar question that everyone is asking is how do I cut my budget and save money? About ten years ago, no one was as concerned with trimming the fat. Well the truth is ten years ago America was not…

10 Easy Money Saving Tips on Groceries!

Times are tough and many of us are doing all we can to tighten our belts and keep a close eye on our budgets; everything from spending less on entertainment to not traveling very far due to fuel prices Another…

Are you due a spending makeover?

The question ‘do I need a spending makeover?’ is one that we should all ask ourselves regularly. New financial products are being introduced, there are always inviting incentives to switch providers and, of course, credit card balance transfer deals such…