Three New Year’s Resolutions for the Fiscally Minded

Tis the season my friends… At this time of year it’s customary to eat as much turkey as is physically possible, lavish each other with expensive gifts, drink large quantities of whatever happens to be left in your drinks cabinet…

The Importance of Financial Literacy

We go to school to learn new things. We want to be able to equip ourselves with the knowledge and skills necessary for adult life. Math, Science, English…these are all important subjects. But I believe that the most important subject…

The Great Balancing Act: Self Knowledge and Self Budgeting

What is the key to a healthy bank balance? The answer is contained within the question itself, balance. Balance is needed to enjoy a healthy relationship with money (and when I say a ‘healthy’ that’s exactly what I mean, as…

Saving

Setting Short Term Goals for Long Term Savings

Saving money for the long term can be one of the hardest things to sustain and accomplish over a prolonged period of time. With all the various emergencies, repairs and replacements that can pop up throughout the year it can…

budget

To Budget or Not to Budget that is the Question

We’ve all been enticed by that “awesome new what-cha-ma-call-it” before. So what is it that gets us to pull out our wallets and hand over our hard earned money instead of putting it away into savings? A lot of it…

How to make a nest egg from your empty nest

Every parent knows the mixture of feelings that occur when children leave home. There is happiness that they are independent adults and perhaps a little sadness as well. After all, your life has revolved around them for so long. Now…

Teaching your Children the Importance of Money and Budgeting

Did you know that the ability to have financial independence lies in your budgeting skills? One of the wisest investments that you will ever make is to not just practicing having a budget but also teaching your children the importance…

8 Ridiculous Ways People Try to Save Money

There’s no shame—in fact, many would say it’s financially wise—to live an inexpensive lifestyle. Clipping coupons, buying items on sale, cooking food at home, bringing the leftovers to eat for lunch at work the next day, and shopping at secondhand…

Fighting Over a Blown Budget? Try eBay Therapy

Arguments about the family budget; maybe they happen during the monthly or yearly budget committee meeting (you are having those aren’t you?); or maybe they happen at dinner just before bed. Regardless of when they happen or where they occur, these…

budget

How has the budget affected you?

The Government insists that their recent budget announcements are not about raising tax but are about reforming the economy in order to enable future growth. The impact of the budget, however, will be felt by individual UK households with some…