Managing your finances can be a challenging task, particularly if you are living on a limited budget. It may seem as though you have already spent each paycheck before you even receive it. Fortunately, there are seven simple strategies you can use to more effectively manage your finances and avoid the stress of financial emergencies....
The TLC show Extreme Couponing is back on the air this week, and while it’s great to bring attention to helping people save money particularly in this economy – it’s not right to give them unrealistic expectations. The show depicts people who are getting tons of merchandise for free. But really, who needs 25 bottles of...
Have you ever taken the time to add up the regular purchases you make each workday? All those little items — your morning coffee, lunch from the caf or the trendy takeout around the corner, an afternoon trip to the nearest vending machine for a snack, a soda for your ride home add up fast....
Do you feel like you need to make changes? Is your budget just not working out? You might not feel comfortable with your income and expenses, or be unsure how to approach money. If you need a change, here are some questions that can help you get on track and find your way. Where Am...
To save enough money, it is important to practice frugal living. It is always good to save some extra bucks to prepare for emergencies. Frugal living has other advantages too. You will be surprised to know how many innovative ways are there to manage your finances and earn some extra bucks. Read on to know...
It’s is important to save money by managing money so that we can enjoy financial freedom in the future. Perhaps, you are just realizing how imperative it is to manage money wisely. If you’re a beginner, then are few simple tips that are easy to implement and will lead on the fast track to saving...
There are a lot of things that one works hard to accomplish. No matter what your goals are, they’ll only be achieved if you are committed to seeing results. A great example is being frugal. The chances of saving a lot of money are only high if you are committed, confident and creative. All you...
While many pension experts will give you ‘rules of thumb’ to save for retirement, the truth is that the kind of pension pot you will need is completely dependent upon your individual circumstances. Planning There are, however, some basic steps that you can take to start planning how much you should be saving. The most...
Most people would agree that a home is one of the most important purchases an individual will make in his or her lifetime, and for this reason, it is essential that the homeowner obtain suitable insurance for the property. Saving money on home insurance is not as difficult as one may think, and the following...
It is a well-known fact that Black Friday is one of the most awaited days by many people for a very special reason. Why? Black Friday or the day after Thanksgiving is popular and waited for with much anticipation by many people because it is considered the first day of the Christmas shopping season. During...