If you want to feel wealthy and financially stable then you need to basically earn considerably more than you spend. Earning more unfortunately is quite difficult, and of course, we all would earn more if it was really that easy. The easier thing to do then is to spend less, but again this can be...
Tag: personal finance
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5 Keys To Being Frugal
Being frugal involves making conscious and careful choices about where the money is spent and how resources are used. A frugal lifestyle does not mean a life that is devoid of entertainment or good food. It does mean a lifestyle that does not deal in excesses. There are some very basic tenets that all people...
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Investment Ideas for a Down Economy
Despite the struggling economy, many entrepreneurs and individuals are investing lucratively. During times of economic crisis, it can be difficult to know where your money is safe. Investing as a practice can feel almost like a gamble. However, those who take chances with their investments often see a high return both during the economic difficulties...
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Is the Low Cost of Fast Food Worth the Price?
The eternal debate over whether it’s cheaper to stay at home and prepare your own food versus going out to a restaurant does not appear to have lost any ground. In fact, the rise of online social networking usage among Americans has only managed to propagate the flames of discussion. Food and money are two...
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Have Proper Personal Finance Habits – Learn the Tricks
It is very necessary for you to have proper personal finance habits in order to stay out of debt. The major problem with most Americans is that they fail to live within their means. What you should understand is that saving is an integral part of your life and you should spend less than what...
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Debt Collectors Use Social Media
In today’s world, debt collection companies are riding a thin line between legitimate collection practices and predatory collection techniques. Social media has become the newest way for debt collection companies to locate and communicate with consumers. This new phenomenon has left many industry insiders unclear as to the legality of the practices. Invading people’s privacy...
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8 Great Apps for Managing Personal Finances
Spending money is easy. Keeping track of the money in our accounts is the hard part. In today’s digital world, much banking is done online. Many people take advantage of banking technology by having their paychecks automatically deposited into their accounts each month. Others sign up for automatic bill pay for all of their monthly...
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Do You Need to Make a Financial Change?
Do you feel like you need to make changes? Is your budget just not working out? You might not feel comfortable with your income and expenses, or be unsure how to approach money. If you need a change, here are some questions that can help you get on track and find your way. Where Am...
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New Software to Run Your Finances
The economy seems to have been the buzzword for the last couple of years. Everyone is paying more attention to the economy, their jobs, and especially their finances. With technology on the rise and their prices getting more affordable, many are turning towards tech to help keep their finances in order and save as much...
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How to Keep Money in Your Pocket
The economy is forcing people to pay more attention to spending. Deciding if an item is a need or a want is hard, but necessary. Nobody likes to have to choose between paying a bill or buying a collectible, it’s just a sign of the times, so to speak. Follow these plans to keep the...