Buy Frozen Food in March & Other Seasonal

Seasonal shopping is just plain smart. If you can’t afford “it” this season, save for the next season. Of course necessities usually are right now issues, and buying an air conditioning/heating system or plumbing replacements rarely hit at a good…

Five Things to Do with Your Tax Refund – Other than Spend It

What are you going to do with your tax refund this year? If your immediate answer was “spend it,” you might want to think again. According to the IRS, the average tax refund in 2012 is $2,899. That’s certainly a…

I’m Ready to Start Investing, How Much Should I Start With?

You have a little money saved up. You have always been interested in investing and now you are finally prepared to take the plunge. You are going to be an investor. But you are a little hesitant, a little scared,…