Home loans and rents payable, both play a significant role in offering great income tax returns. One must understand, that loans are a dicey investment, as irrespective of however much one may save, they pay a lot more than that in interests. One has to find the right bank, which does not cheat them but...
Expenses for entertaining and travel are one of the most common expenses that small and medium-sized businesses have to make. They are also one of the areas of expenses that cause the most confusion and seem to have the most unexpected complications for people when filling out their tax forms. That’s because of some common...
Many things eat up our money daily – phone bills, car insurance renewals, and calling out the plumber when the boiler goes bust. Unexpected expenses, twinned with daily spending can sometimes lead to a state of panic and a feeling that there’s no other way out but to borrow from the bank – or your...
With the economy upside down, so are many people’s bank accounts. If you are willing to take a grip of it, it can easily be turned around. Managing your money is all about living within your means, defining budgets and spending plans, and sticking to it. We take a look at some of the things...
So, you are looking at some serious cash in your savings account. No matter how you got it or where it came from, you now have some serious decisions to make. Should you spend it, save it, or invest it? The possibilities are endless, but there are a few things you can do to continue...
Wise money management is a skill that many people struggle to acquire. The combination of poor budgeting and careless spending can lead to deep financial trouble down the road. Consider the following mistakes and work hard to avoid them. Their consequences could have lasting effects. Making minimum credit card payments. The average American household carries...
Even though the recession has been declared officially over, most people are still struggling to bounce back. Fortunately, there are several simple ways to save cash today that do not require a great deal of effort. Consider the following 10 suggestions: 1. Don’t pay for extended warranties. When you buy household appliances, even inexpensive ones,...
Managing your finances can be a challenging task, particularly if you are living on a limited budget. It may seem as though you have already spent each paycheck before you even receive it. Fortunately, there are seven simple strategies you can use to more effectively manage your finances and avoid the stress of financial emergencies....
The TLC show Extreme Couponing is back on the air this week, and while it’s great to bring attention to helping people save money particularly in this economy – it’s not right to give them unrealistic expectations. The show depicts people who are getting tons of merchandise for free. But really, who needs 25 bottles of...
In today’s world, debt collection companies are riding a thin line between legitimate collection practices and predatory collection techniques. Social media has become the newest way for debt collection companies to locate and communicate with consumers. This new phenomenon has left many industry insiders unclear as to the legality of the practices. Invading people’s privacy...