Should I choose an IVA or bankruptcy?

A lot of people who find they have no way of repaying their unsecured debts in full face a choice between an IVA (Individual Voluntary Arrangement) and bankruptcy. Both forms of insolvency can help to free struggling borrowers from unmanageable…

Should I Trust My Lawyer’s Advice on a Bankruptcy Counseling Firm?

Bankruptcy Counseling vs. Debtor Education When a person files for bankruptcy under the bankruptcy code, he/she is required to participate in a pre bankruptcy counseling course called credit counseling. After a bankruptcy has been filed, the person must then go…