discounts

10 Practical Ways To Save Money In Everyday Life

If you have a money-picking tree in your back yard, please invite me over and stop reading this now. Otherwise the following 10 easy and practical money-saving tips below were created just for you! These ways of saving money prove it is possible for anyone, anywhere to get the things they need in life, without emptying the bank account to do it.

While there are literally hundreds of ways to cut costs inside of your home, we’re providing you with 10 of the best, most practical ways to keep more money in your pocket to spend on the thing that you want.

1. Use VoIP Services

Voice over Internet Protocol service include Google Talk and more popular, Skype. Each of these services enable to you to make local and long distance calls, sometimes at no charge, as well as international calls at some pretty awesome rates. You can save tremendously and there’s no special software of equipment needed.

2. Cut Off the Water

Would you believe that a leaking bathtub can be very costly? That drip may seem harmless enough, but each trickle into the tub or sink can add up to more than 90 gallons of waste water per year!

3. Cut off the Power

A common thing for people to do is walk into a room, flip on a light, an appliance or electronic item, use it and then go about their business, leaving the light and the other item going, using up a plethora of power as it goes along. Make sure that you do not do this because just like a drip it can be very costly.

2102396938_83992de0414. Use Coupons

Coupons are lots of fun, they’re quick and easy to print, and they save you A LOT of money. Although those extreme couponing shows you see on the TV may be a bit far-stretched, you can really rack up the savings if you learn how to use the coupons effectively, such as combining with sales/clearance deals.

5. Stop Wasting

Whether it is food or drinks, paper products or bathroom toiletries, wasting the items that you use can cause you to buy the items more frequently and spend money that could be put to good use elsewhere.

6. Stop Rushing

Being in a hurry to make a decision oftentimes results in inadequate thought or planning put into that decision. You’re far more likely to regret your choice later, and this can be costly. Think about your bank, the credit card in your wallet, even the utility providers that you are using. Are they really the best? Do you know this for a factor or just think? You can always make free and easy comparison if you stop rushing and take the time to do it.

7. Make a Shopping List

Going to the market prepared with a shopping list will make our time in the market easier, and it will also help you save money since you have already made your comparisons, clipped you coupons and know just what you want. Stick to the list and you will notice a nice change in the dollar amount your receipt is tallying…a nice 10 to 25% can be noted, and even more if you’re super savvy!

8. Switch You Appliances

How old are your appliances? If they are past the 10 to 15-year timeframe it is safe to say that it is time to replace them. Not only will your appliances start to wear down and cause problems, they’re probably not energy efficient, and could be costly you dearly.

9. Try DIY

There are many DIY projects you can tackle and save money, and a great deal of it if you allow your creativity to soar. Make your own shampoo and soaps, make your own cleaning and beauty products, make your own repairs –the list of things that you can do on your own Is endless.

10. Stop Eating Out

At $7 to $10 (and more) per person for fast food dining, a family of four can easily spend $40 or more. Add this up three times per month and you’ve wasted $120. Eliminate the amount of money that you spend eating out. Save that money for a rainy day!

You can find number of other ways to save money as explained by Priya N. on Jobs8Home. Money saving is money earning and if you are really serious about saving good money then you must bring these tips into practice.


Managing the students wallet

This post contributed by Katei Cranford.
School is a time for instruction. It can also be a time of financial chaos—from the windfalls of grants to the pits of misspending—students stay on a fiscal roller-coaster. But with some thought, planning and a bit of willpower, you can also coast through college on a steady path toward financial stability.Discounts

Most movie theaters offer student discounts. So do coliseums, skating rinks, museums, art galleries, and all sorts of entertainment venues. The discounts get deeper with computers, cameras, and other electronics. Additionally, many travel agencies and airlines offer student specials—take advantage of these while you can. On a more everyday level, restaurants and local shops typically offer discounts to students.

Food

We all have to eat. Be on the lookout for student discounts at area restaurants. Also, hunt deals and specials, plan your meals according to daily deals at eateries. As a previous financewand.com post indicates, “eating cheaply does not mean that your diet has to suffer, it just means you need to take more care in buying the right foods at the right times.” Remember that eating out isn’t the only option. Don’t fear the grocery store or farmer’s market. Farmer’s markets are great ways to keep your cash circulating within the community and pick up quality food options for a fraction of the cost of traditional super-market shopping.

Entertainment

Living a cable-free lifestyle can literally save hundreds a month. The internet is essential to study and offers a world of broadcast possibilities at a fraction of the cost to subscribe to cable or satellite television. Besides, watching a little less TV frees up time for students to engage their community, see live music, or at least spend the same time watching their favorites shows on the web—mostly for free.

Clothes

Fighting the urge to buy brand-new items one of the best tools in student’s wallet. Be thrifty—hit up thrift stores or consignment shops. College-areas typically have the best thrift stores around. Vintage is always stylish and there are second-hand stores which only accept name-brand merchandise (for all you label hunters out there.) There is often little difference between the quality of brand-new versus gently-used, but the difference in cost can be substantial.

DIY & Home repair

Saving a trip to the appliance store can save quite a bit of cash for students living outside of the dorm. Often students find themselves with older home equipment. Keeping older appliances in good condition may be as simple as ordering a few parts and a screwdriver to repair loose handles or burnt out coils. Also, students often lose their rental deposits due to simple neglect. Holes in walls from posters or shelving can be repaired with drywall puddy and a bit of elbow grease. And carpeting can be patched with glue and scissors.

Taxes and Finances

Student taxes are unlike any other. Understanding the proper deductions or credits to which they are eligible is essential come tax-time. If done correctly when they file taxes, students can see significant amounts of their tuition reimbursed. Additionally, establishing credit is easier for students as credit card companies are eager to grant small amounts of credit to students on the assumption that all students are irresponsible with money. However, the financially-savvy student can reap the rewards of stereo-typed irresponsibility.

Katei Cranford is a recent UNCG graduate and freelance journalist who’s making her mark beyond academia and advising others not so far behind. Her twitter profile kateichan


%d bloggers like this: