It’s hard to believe that the modern credit card is, for all intents and purposes, less than 50 years old. Today, just about every business accepts credit cards, from department stores to fast-food restaurants to gas stations. Over the past few decades, we’ve seen a relatively consistent path when it comes to payment processing. The...
Tag: credit card
Post
Think Again About That StayCation, The Right Credit Card Could Make a Vacation Affordable
This article comes from our friends at Card Hub, a website that helps consumers find the best credit cards for their needs. The weather is hot, the kids are out of school, and for many of us, the air conditioning is broken thanks to summer storms. In other words, it’s the perfect time for a...
Post
CashBack Credit Cards – How do they Work?
Many credit cards these days have reward schemes in place that companies use to highlight themselves as the best credit card available. While most cards have frequent flyer points as the main reward there are some credit cards called cashback cards that work differently. What is a cashback Credit Card? Credit card companies are now...
Post
Is It Worth Applying for a 0% Credit Card?
A 0% credit card Essentially means that you are not charged any interest on your purchases for a defined period of time. How long that time period depends on the credit card company and the deal on offer. Whether getting a 0% credit card is worthwhile or not depends on your unique situation, what you...
Post
Mastercard Chargebacks explained
Mastercard is one of the world’s largest credit card providers, and it serves hundreds of millions of people all over the world. A chargeback is a process that occurs when a cardholder can prove beyond any reasonable doubt, that the quality, quantity, or timeframe of a product or service, promised by a merchant has been...
Post
Five Financial Mistakes to Avoid
Wise money management is a skill that many people struggle to acquire. The combination of poor budgeting and careless spending can lead to deep financial trouble down the road. Consider the following mistakes and work hard to avoid them. Their consequences could have lasting effects. Making minimum credit card payments. The average American household carries...
Post
Got No Credit? Want To Build Some?
Building up your credit can take time – but what if you have no credit, to begin with? How do you build credit when you are just starting? If you are just beginning, you’ve probably run into the problem of being denied credit because you have no credit. How are you supposed to build credit...
Post
How To Get Out Of Debt – Fast!
Are you hopelessly in debt? Have you maxed out your credit cards and feel like you have nowhere to turn to? Is your net worth now in the negative? Don’t despair. There is a way to change your current situation. You can still turn things around and make it better. Let me reveal to you...
Post
Protecting Your Credit During and After a Divorce
A divorce will, most likely, affect every aspect of your life. Unfortunately, your finances are not excluded from this. While many people understand that the legal proceedings of a divorce can add up quickly, some neglect to consider the other financial complications that arise due to a divorce. If you are like most couples, you...
Post
How to Settle a Deficiency from a Car Repossession
Consumers who are searching for credit card debt assistance often have problems with other types of loans as well, including car loans. The unfortunate part of this is that a car can be repossessed by the creditor when as little as one payment has been missed. Repossession laws vary from state to state, so if...