Why Does Bad Credit Matter? And What Can You Do About It?

One of the biggest problems with a bad credit rating is the fact that it can seriously curtail your borrowing options. Most people would like to be able to borrow money for, say, a car or a house. But with…

Can You Get A Personal Loan With An Imperfect Credit Score?

Had it been a few years back, the answer would have been ‘No’. This is because, with a collapsed financial market in the forefront, no lender was ready to bear the risks of providing loans to people with bad credit…

Getting Approved for a Car Loan with Your Bad Credit Score

Many people who have recorded a bad credit score are aware of the fact that they can no longer benefit from other loans. The bad image of your credit history has led to a bad credit score and until you…

5 Rules of Credit Card Management

Most people have a love/hate relationship with credit cards. While handing over that little piece of plastic feels painless at the  time, once the harsh reality of minimum payments and skyrocketing interest rates begin to sink in, all fun and…