Save Money At Home

Did you know that you don’t have to make drastic lifestyle changes if you want to save money at home? It’s true. So here are some money-saving tips which you can start trying out at home today so that you save some dollars.

• Pay your credit card bills in full and avoid the overdrafts

You can easily avoid paying the interest and late charges if you pay your credit card bills on time and in full. But if you are struggling to do this, then consider only using the credit card in emergencies. The same applies to your debit cards; steer clear of the overdraft. Particularly if you will be charged by the bank. Even if you are the lucky people who have a free overdraft, it’s a good idea to avoid abusing it as it can encourage you to sink deeper into the overdraft, making it harder to get out of it in the future.

• Cook at home

There’s nothing wrong with treating yourself to a meal at a restaurant or ordering takeaways now and then: just don’t make it a daily routine. If you cook at home and buy your own ingredients, not only will you save money but you will also be eating healthier and feel much better in the process. It’s a win-win situation.

• Buy what you need at the supermarket

If you plan your meals for the coming days and/or the week ahead, you can control your spending at the supermarket. Because you have a menu and ideas of what to cook, you will know exactly what ingredients you need. So there’s no reason to buy the caviar if you are planning to cook macaroni and cheese.

• User energy-saving light bulbs and turn off the lights

Buying standard light bulbs is cheap, but buying energy-saving light bulbs can save you money in the long term. Don’t be put off by the higher prices of the energy-saving bulbs as you can gradually get your money back since they use less energy and your electricity bill consequently will be reduced. However, this doesn’t mean that you can turn on the light and leave it on, even with these bulbs. It’s simple: turn off the lights when not in use.

• Fill up your washing machine and dishwasher before using them

There is no point in turning on either of these appliances if they are not full. You can waste hot water by cleaning a few items of clothing or some crockeries and cutleries regularly. And if you frequently use the washing machine or dishwasher when not full, expect to see your bills increased as a result of this.

• Hang your clothes instead of using the dryer

Save your electricity bill by not using the dryer and instead, hang your clothes outside during the good weather or inside on a clothes airer, radiator, hanger, etc. It’s not like you urgently need your clothes to be dry all the time.

• Take a shower instead of having a bath

If you take your baths every day, don’t be surprised about your heating bills. Filling up the bath will take up so much energy and hike up your bills. Having a shower is so much more energy-efficient and easier on your wallet. Also, you will be just as clean!