personal finance

Sharing knowledge on Personal Finance Tips

With commodity prices and fuel prices always on the rise, it is very important for one to manage his finance efficiently. Although there are plenty of books on this vital topic, the basics to holding a good financial status at…

The best financial tips would be to give a monthly analysis about your expenses

Some of the best financial tips would be to give a monthly analysis about your expenses. It may be bills, grocery expenses or home rent or fuel for car. Some of the regular expenses that you need to pay on…

THE INFINITE BANKING CONCEPT

The essence of the Infinite Banking Concept is how to recover the interest that you normally pay to a banking institution through the use of dividend paying life insurance, so that the policy owner makes what a banking institution does.…

Save Money and Time: Why Being Single Isn’t So Bad for your Checkbook

I recently graduated college and most of my friends are already married or in the process of engagement. One particularly impatient friend has a baby on the way. And, being the selfish single lady that I am, I’ve noticed that…

your-mortgage

Save Money on your Mortgage in 2010

The temptation to race into the home buying process is stronger than ever this year. And why not? Mortgage and interest rates are at an all time low. Asking prices are somewhat cheaper. However, even with such perks in the…

Divorce Process

Budgeting for the Divorce Process – Don’t Become a Statistic

If you are thinking about getting a divorce then now is the time to make a budget for you and your family to get through the process and deal with the added financial pressure. One of the biggest mistakes people…

7 Reasons Your Budget Isn’t Working

These days stretching, a buck has become something akin to a magic act. However it simply must be done in order to make ends meet. To accomplish this a personal or household budget is a must. The unfortunate thing is…

Bankruptcy

What You Don’t Know CAN Hurt You – 5 Bankruptcy Myths

In the course of my work as a Colorado bankruptcy attorney, I find that there are a lot of common misconceptions that consumers have about personal bankruptcy. Unfortunately, these misconceptions can sometimes cause consumers to make the wrong financial choice,…

Pension or 401k

Pension or 401k: Opt for the best

You always need to confirm the value of your retirement income. I have seen a number of blogs and websites where it was clearly mentioned that the 401(k) is a retirement savings vehicle. Now the question is how effectively people…

Working On Your Credit Rating

Having a good credit rating, you will improve your skill to get a enhanced deal on your finance, which mean your home loan may charge less in the end. However, if you have had bad credit, then you require taking…