Four Scenarios for Pension Buyouts

Four Scenarios for Pension Buyouts

When companies are looking to downsize but would rather not lay off workers, they often offer a corporate pension buy out (for companies in the private sector) or civil pension buyouts (for those in the governmental sector). Buyouts typically do not offer as much money as early retirement options, but they can still be invaluable […]

New Government Watchdog Group Monitors Credit Card Debt Companies

Although the legislation empowering the Consumer Financial Protection division of the federal government won’t formally take effect until the third week of July, the largest corporations issuing credit card debt accounts have already started making changes to their policies in anticipation of the coming industry wide upheaval.  Thus far, while waiting for their formal mandate […]

American Sales Down In May

Statistics suggest that US auto sales dipped in May by about .4% over the same month last year and by more than 5% over April. Sales on the retail market were down by about 50,000 vehicles over the previous month, suggesting continued softness in the economy and supply chain woes continue to take their toll. […]

How to make a nest egg from your empty nest

Every parent knows the mixture of feelings that occur when children leave home. There is happiness that they are independent adults and perhaps a little sadness as well. After all, your life has revolved around them for so long. Now though, you are free to do what you want. With the financial burden lifted, you […]

The Economy and Personal Debt

The UK economy appears to have finally escaped the spectra of recession, but growth remains low.  The latest snapshot from the National Institute for GDP indicate a slowdown in month on month growth, which it said showed a “picture of continued weakness in the UK economy”.  Austerity cuts, increasing energy bills and higher fuel costs […]

Martingale Strategy in Forex

If forex traders were told that there exists a 100% profitable trading strategy, most of them would treat this information quite skeptically. However, such kind of strategy really exists, and it is called martingale. It was devised for gambling chiefly. As far as gambling is concerned, martingale refers to any gambling system in which the […]

Probate Fees Explained

The process of probate is a complex one, and something that many people worry about. There are a lot of possible probate fees to worry about, and the probate cost can be crippling to many people, especially considering that the issue of probate is something that only comes up during an incredibly traumatic time. What […]

Thinking about becoming a landlord?

With the current demand of rental properties being high and each available home having around 5 tenants competing for each one, the potential investment for landlords has also increased. Many people are struggling to get together a mortgage and even when they do, there just aren’t any decent properties around. Therefore, people will rent before […]

Credit Card Defaults Hit New Low

Five out of six major credit card providers in the US have reported further reductions in credit card debt. Overall credit card debt stood at $785 billion at the end of March, according to the Federal Reserve. Figures for April show only Bank of America with increasing debt balances with approximately 1 in 12 in […]

Protecting Your Credit During and After a Divorce

A divorce will, most likely, affect every aspect of your life. Unfortunately, your finances are not excluded from this. While many people understand that the legal proceedings of a divorce can add up quickly, some neglect to consider the other financial complications that arise due to a divorce. If you are like most couples, you […]

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